Loans in Kings County, NY: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Kings County, NY.
The median household in Kings County earns $80,263 a year, 7% below the New York median of $85,974. About 19% of residents live below the federal poverty line, and 70.5% of households rent their home.
What you need for a personal loan in Kings County
Here's what to have on hand before you start your personal loan request in Kings County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Kings County
What Kings County borrowers use it for
cover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Kings County
Payday Loans Not available
Payday loans are illegal in New York under both civil and criminal usury laws.
Personal Loans
Licensed lenders may exceed 16% civil cap; 25% criminal usury applies.
Title Loans Not available
New York has no title-lending law.
Banks and credit unions in Kings County
Banks with branches in Kings County
330 FDIC-insured bank branches from 40 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 64 | 8523 20th Ave, Brooklyn 11214 |
| Bank of America, National Association | 32 | 76 Court St, Brooklyn 11201 |
| TD Bank, National Association | 31 | 2700 Coney Island Ave, Brooklyn 11235 |
| Citibank, National Association | 29 | 502-512 86th St, Brooklyn 11209 |
| Santander Bank, N.A. | 24 | 215 Atlantic Ave, Brooklyn 11201 |
| Citizens Bank, National Association | 23 | 1545 Flatbush Ave, Brooklyn 11210 |
| Apple Bank | 17 | 1212 Avenue M, Brooklyn 11230 |
| Capital One, National Association | 13 | 315 Wyckoff Ave, Brooklyn 11237 |
| Flagstar Bank, National Association | 10 | 8010 5th Ave, Brooklyn 11209 |
| Columbia Bank | 8 | 24 Hillel Pl, Brooklyn 11210 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Kings County
23 credit-union locations from 15 credit unions.
| Credit union | Location |
|---|---|
| Advantage Financial | 800 Poly Pl Rm 1110, Brooklyn 11209 |
| Nym | 501 6Th St Ste 2F, Brooklyn 11215 |
| Municipal | 350 Jay St, Brooklyn 11201 |
| Polish & Slavic | 100 Mcguinness Blvd, Brooklyn 11222 |
| People'S Alliance | 67 Hanson Pl, Brooklyn 11217 |
| Ukrainian National | 2349 Coney Island Ave, Brooklyn 11223 |
| Brooklyn Cooperative | 1308 Myrtle Ave, Brooklyn 11221 |
| Consumers | 425 Neptune Ave, Brooklyn 11224 |
| Transfiguration Parish | 429 Broadway, Brooklyn 11211 |
| Bykota | 457 Grand Ave, Brooklyn 11238 |
| Concord | 833 Marcy Ave, Brooklyn 11216 |
| I R E B | 2 Metrotech Ctr Fl 6, Brooklyn 11201 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Kings County
All New York counties and cities
Frequently asked questions
Are payday loans legal in Kings County?
Kings County follows New York law. Payday loans are illegal in New York under both civil and criminal usury laws.
Are title loans legal in Kings County?
New York has no title-lending law.
Where can I get a small loan in Kings County?
Options include 330 bank and 23 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Kings County?
Fill out our short online form from anywhere in Kings County. We share it with lenders in our network that serve New York; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Kings County?
Yes. You don't need to visit a branch or storefront anywhere in Kings County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve New York. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Kings County with bad credit?
Yes, many lenders in our network work with Kings County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Kings County, NY?
You can apply at banks, credit unions and lenders in Kings County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve New York residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Kings County?
Yes. When an unexpected bill comes up, Kings County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.