Loans in Warren County, NY: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Warren County, NY.
The median household in Warren County earns $78,442 a year, 9% below the New York median of $85,974. About 10% of residents live below the federal poverty line, and 27.9% of households rent their home.
What you need for a personal loan in Warren County
Most Warren County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Warren County
What Warren County borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Warren County
Payday Loans Not available
Payday loans are illegal in New York under both civil and criminal usury laws.
Personal Loans
Licensed lenders may exceed 16% civil cap; 25% criminal usury applies.
Title Loans Not available
New York has no title-lending law.
Banks and credit unions in Warren County
Banks with branches in Warren County
26 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Arrow Bank National Association | 9 | 250 Glen St, Glens Falls 12801 |
| TrustCo Bank | 4 | 37 Bay St, Glens Falls 12801 |
| TD Bank, National Association | 3 | 4945 Lake Shore Dr, Bolton Landing 12814 |
| The Adirondack Trust Company | 3 | 376 Bay Rd, Queensbury 12804 |
| NBT Bank, National Association | 2 | 86 Glen St, Glens Falls 12801 |
| Community Bank, National Association | 1 | 244 Main St, North Creek 12853 |
| KeyBank National Association | 1 | 154 Quaker Rd, Queensbury 12804 |
| Beacon Bank and Trust | 1 | 183 Quaker Rd, Queensbury 12804 |
| Citizens Bank, National Association | 1 | 771 Upper Glen St, Queensbury 12804 |
| Pioneer Bank, National Association | 1 | 739 Upper Glen St, Queensbury 12804 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Warren County
6 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Hudson River Community | 160 Broad St, Glens Falls 12801 |
| Tct | 4 Hunter Brook Ln, Queensbury 12804 |
| Great Meadow | 1002 State Route 9, Queensbury 12804 |
| Parks Heritage | 5 Murray St, Glens Falls 12801 |
| Coopers Cave | 92 Dix Ave, Glens Falls 12801 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Warren County
All New York counties and cities
Frequently asked questions
Are payday loans legal in Warren County?
Warren County follows New York law. Payday loans are illegal in New York under both civil and criminal usury laws.
Are title loans legal in Warren County?
New York has no title-lending law.
Where can I get a small loan in Warren County?
Options include 26 bank and 6 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Warren County?
Fill out our short online form from anywhere in Warren County. We share it with lenders in our network that serve New York; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Warren County?
Yes. You don't need to visit a branch or storefront anywhere in Warren County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve New York. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Warren County?
Yes. When an unexpected bill comes up, Warren County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Warren County, NY?
You can apply at banks, credit unions and lenders in Warren County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve New York residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Warren County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Warren County residents can start any time, and it takes about 3 minutes.