Loans in Davie County, NC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Davie County, NC.
The median household in Davie County earns $75,057 a year, about the same as the North Carolina median of $72,388. About 9% of residents live below the federal poverty line, and 17.8% of households rent their home.
What you need for a personal loan in Davie County
Most Davie County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Davie County
What Davie County borrowers use it for
cover a short gap before payday
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Davie County
Payday Loans Not available
Payday lending is not legal in North Carolina.
Personal Loans
Tiered caps: 33% on first $4,000, 24% to $8,000, 18% above.
Title Loans Not available
North Carolina has no title-loan law.
Banks and credit unions in Davie County
Banks with branches in Davie County
9 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Horizon Bank | 2 | 880 Yadkinville Rd, Mocksville 27028 |
| Truist Bank | 2 | 1386 Yadkinville Rd, Mocksville 27028 |
| Bank OZK | 2 | 352 Nc Highway 801 S, Advance 27006 |
| Wells Fargo Bank, National Association | 1 | 5306 Us Highway 158, Advance 27006 |
| Woodforest National Bank | 1 | 261 Cooper Creek Dr, Mocksville 27028 |
| SKYLINE NATIONAL BANK | 1 | 119 Gaither St, Mocksville 27028 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Davie County
5 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| State Employees' | 1235 Yadkinville Rd, Mocksville 27028 |
| Allegacy Financial | 822 Valley Rd, Mocksville 27028 |
| Members | 180 War Eagle Dr, Mocksville 27028 |
Source: NCUA credit union branch data, June 30, 2026.
All North Carolina counties and cities
Frequently asked questions
Are payday loans legal in Davie County?
Davie County follows North Carolina law. Payday lending is not legal in North Carolina.
Are title loans legal in Davie County?
North Carolina has no title-loan law.
Where can I get a small loan in Davie County?
Options include 9 bank and 5 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Davie County?
Fill out our short online form from anywhere in Davie County. We share it with lenders in our network that serve North Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Davie County with bad credit?
Yes, many lenders in our network work with Davie County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Davie County?
Yes. When an unexpected bill comes up, Davie County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Davie County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Davie County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Davie County, NC?
You can apply at banks, credit unions and lenders in Davie County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve North Carolina residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.