Loans in Forsyth County, NC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Forsyth County, NC.
The median household in Forsyth County earns $67,165 a year, 7% below the North Carolina median of $72,388. About 14% of residents live below the federal poverty line, and 36.4% of households rent their home.
What you need for a personal loan in Forsyth County
Lenders that serve Forsyth County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Forsyth County
What Forsyth County borrowers use it for
keep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Forsyth County
Payday Loans Not available
Payday lending is not legal in North Carolina.
Personal Loans
Tiered caps: 33% on first $4,000, 24% to $8,000, 18% above.
Title Loans Not available
North Carolina has no title-loan law.
Banks and credit unions in Forsyth County
Banks with branches in Forsyth County
85 FDIC-insured bank branches from 22 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Truist Bank | 12 | 110 S Stratford Rd Fl 1, Winston Salem 27104 |
| First Horizon Bank | 11 | 4701 Country Club Rd, Winston Salem 27104 |
| Wells Fargo Bank, National Association | 10 | 221 E Mountain St, Kernersville 27284 |
| Piedmont Federal Savings Bank | 6 | 201 S Stratford Rd, Winston Salem 27103 |
| First-Citizens Bank & Trust Company | 6 | 6005 University Pkwy, Winston Salem 27105 |
| Bank of America, National Association | 5 | 1209 Silas Creek Pkwy, Winston Salem 27127 |
| First National Bank of Pennsylvania | 4 | 161 S Stratford Rd, Winston-Salem 27104 |
| Pinnacle Bank | 4 | 211 Broad St, Kernersville 27284 |
| Woodforest National Bank | 4 | 320 E Hanes Mill Rd, Winston Salem 27105 |
| The Fidelity Bank | 3 | 2561 Lewisville Clemmons Rd, Clemmons 27012 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Forsyth County
42 credit-union locations from 11 credit unions.
| Credit union | Location |
|---|---|
| State Employees' | 1025 S Peace Haven Rd, Winston Salem 27103 |
| Truliant | 4100 Clemmons Rd, Clemmons 27012 |
| Allegacy Financial | 1691 Westbrook Plaza Dr, Winston Salem 27103 |
| Latino Community | 1608 S Stratford Rd, Winston Salem 27103 |
| Self-Help | 711 E Salem Ave, Winston Salem 27101 |
| Empeople | 1000 John Deere Rd, Kernersville 27284 |
| Members | 2098 Frontis Plaza Blvd Ste A, Winston Salem 27103 |
| Summit | 1100 S Stratford Rd Ste 400B, Winston Salem 27103 |
| Piedmont Advantage Credit Union | 5610 University Pkwy, Winston Salem 27105 |
| Emergency Responders | 1777 Link Rd, Winston Salem 27103 |
| Tcp | 3051 Westinghouse Rd, Rural Hall 27045 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Forsyth County
All North Carolina counties and cities
Frequently asked questions
Are payday loans legal in Forsyth County?
Forsyth County follows North Carolina law. Payday lending is not legal in North Carolina.
Are title loans legal in Forsyth County?
North Carolina has no title-loan law.
Where can I get a small loan in Forsyth County?
Options include 85 bank and 42 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Forsyth County?
Fill out our short online form from anywhere in Forsyth County. We share it with lenders in our network that serve North Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Forsyth County?
Yes. You don't need to visit a branch or storefront anywhere in Forsyth County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve North Carolina. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Forsyth County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Forsyth County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Forsyth County, NC?
You can apply at banks, credit unions and lenders in Forsyth County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve North Carolina residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Forsyth County?
Yes. When an unexpected bill comes up, Forsyth County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.