Loans in Moore County, NC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Moore County, NC.
The median household in Moore County earns $86,080 a year, 19% above the North Carolina median of $72,388. About 10% of residents live below the federal poverty line, and 23.6% of households rent their home.
What you need for a personal loan in Moore County
Lenders that serve Moore County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Moore County
What Moore County borrowers use it for
the fastest options online
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Moore County
Payday Loans Not available
Payday lending is not legal in North Carolina.
Personal Loans
Tiered caps: 33% on first $4,000, 24% to $8,000, 18% above.
Title Loans Not available
North Carolina has no title-loan law.
Banks and credit unions in Moore County
Banks with branches in Moore County
27 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Bank | 11 | 205 Se Broad St, Southern Pines 28387 |
| Truist Bank | 4 | 101 Lakeway Drive, Seven Lakes 27376 |
| Wells Fargo Bank, National Association | 2 | 10796 S Us Highway 15 501, Southern Pines 28387 |
| The Fidelity Bank | 2 | 130 E Salisbury St, Robbins 27325 |
| First-Citizens Bank & Trust Company | 2 | 148 N Saylor St, Southern Pines 28387 |
| First National Bank of Pennsylvania | 1 | 185 W Morganton Rd, Southern Pines 28387 |
| Bank of America, National Association | 1 | 105 W Morganton Rd, Southern Pines 28387 |
| PNC Bank, National Association | 1 | 110 Aviemore Dr, Pinehurst 28374 |
| First Horizon Bank | 1 | 495 Pinehurst Ave, Southern Pines 28387 |
| Woodforest National Bank | 1 | 250 Turner St, Aberdeen 28315 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Moore County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| State Employees' | 10955 Us 15-501 Hwy, Southern Pines 28387 |
| Fort Bragg | 107 Brucewood Rd, Southern Pines 28387 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Moore County
All North Carolina counties and cities
Frequently asked questions
Are payday loans legal in Moore County?
Moore County follows North Carolina law. Payday lending is not legal in North Carolina.
Are title loans legal in Moore County?
North Carolina has no title-loan law.
Where can I get a small loan in Moore County?
Options include 27 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Moore County?
Fill out our short online form from anywhere in Moore County. We share it with lenders in our network that serve North Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Moore County with bad credit?
Yes, many lenders in our network work with Moore County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Moore County?
Yes. You don't need to visit a branch or storefront anywhere in Moore County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve North Carolina. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Moore County, NC?
You can apply at banks, credit unions and lenders in Moore County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve North Carolina residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Moore County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Moore County residents can start any time, and it takes about 3 minutes.