Loans in Pitt County, NC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pitt County, NC.
The median household in Pitt County earns $58,188 a year, 20% below the North Carolina median of $72,388. About 20% of residents live below the federal poverty line, and 48.6% of households rent their home.
What you need for a personal loan in Pitt County
Most Pitt County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Pitt County
What Pitt County borrowers use it for
deposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Pitt County
Payday Loans Not available
Payday lending is not legal in North Carolina.
Personal Loans
Tiered caps: 33% on first $4,000, 24% to $8,000, 18% above.
Title Loans Not available
North Carolina has no title-loan law.
Banks and credit unions in Pitt County
Banks with branches in Pitt County
33 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Truist Bank | 6 | 543 Evans St, Greenville 27858 |
| Southern Bank and Trust Company | 5 | 4217 East Church St, Farmville 27828 |
| First-Citizens Bank & Trust Company | 4 | 2607 Mill St, Winterville 28590 |
| Wells Fargo Bank, National Association | 3 | 1802 Stantonsburg Rd, Greenville 27834 |
| United Bank | 3 | 301 E Arlington Blvd, Greenville 27858 |
| First National Bank of Pennsylvania | 2 | 1001 Red Banks Rd, Greenville 27858 |
| Bank of America, National Association | 2 | 2000 Stantonsburg Rd, Greenville 27834 |
| PNC Bank, National Association | 2 | 2390 Stantonsburg Rd, Greenville 27834 |
| TowneBank | 2 | 4051 S Memorial Dr, Winterville 28590 |
| Woodforest National Bank | 1 | 210 Greenville Boulevard, Greenville 27834 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pitt County
11 credit-union locations from 6 credit unions.
| Credit union | Location |
|---|---|
| First Flight | 3530 S Memorial Dr, Greenville 27834 |
| State Employees' | 2296 Charles Blvd, Greenville 27858 |
| Civic | 703 Greenville Blvd Se, Greenville 27858 |
| Telco | 631 E Arlington Blvd, Greenville 27858 |
| Welcome | 3600 Charles Blvd, Greenville 27858 |
| Guco | 523 Evans St, Greenville 27858 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Pitt County
All North Carolina counties and cities
Frequently asked questions
Are payday loans legal in Pitt County?
Pitt County follows North Carolina law. Payday lending is not legal in North Carolina.
Are title loans legal in Pitt County?
North Carolina has no title-loan law.
Where can I get a small loan in Pitt County?
Options include 33 bank and 11 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pitt County?
Fill out our short online form from anywhere in Pitt County. We share it with lenders in our network that serve North Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Pitt County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Pitt County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Pitt County, NC?
You can apply at banks, credit unions and lenders in Pitt County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve North Carolina residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Pitt County?
Yes. When an unexpected bill comes up, Pitt County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Pitt County?
Yes. You don't need to visit a branch or storefront anywhere in Pitt County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve North Carolina. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.