Loans in Auglaize County, OH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Auglaize County, OH.
The median household in Auglaize County earns $78,660 a year, 10% above the Ohio median of $71,389. About 7% of residents live below the federal poverty line, and 21.9% of households rent their home.
What you need for a payday loan in Auglaize County
Here's what to have on hand before you start your payday loan request in Auglaize County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Auglaize County
What Auglaize County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Auglaize County
Payday Loans Legal
Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Personal Loans
Licensed lenders capped at 21%-28% a year depending on license; Consumer Installment Loan Act 25%.
Title Loans Limited
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Banks and credit unions in Auglaize County
Banks with branches in Auglaize County
14 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Minster Bank | 4 | 95 W 4th St, Minster 45865 |
| First National Bank in New Bremen | 4 | 435 S Washington St, New Bremen 45869 |
| First Financial Bank | 1 | 130 E Spring St, Saint Marys 45885 |
| Home Savings Bank of Wapakoneta | 1 | 1 S Blackhoof St, Wapakoneta 45895 |
| JPMorgan Chase Bank, National Association | 1 | 801 Defiance St, Wapakoneta 45895 |
| Fifth Third Bank, National Association | 1 | 1311 Bellefontaine St, Wapakoneta 45895 |
| The Peoples Bank Co. | 1 | 1510 Kishler Dr, Saint Marys 45885 |
| Woodforest National Bank | 1 | 1257 Bellefontaine St, Wapakoneta 45895 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Auglaize County
6 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Three Rivers | 420 Greenville Rd, Saint Marys 45885 |
| Topmark | 609 E Main St, Cridersville 45806 |
| Superior Credit Union, Inc | 202 Willipie St, Wapakoneta 45895 |
| The Way | 09330 Washington Pike Rd, Wapakoneta 45895 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Auglaize County?
Auglaize County follows Ohio law. Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Are title loans legal in Auglaize County?
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Where can I get a small loan in Auglaize County?
Options include 14 bank and 6 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Auglaize County?
Fill out our short online form from anywhere in Auglaize County. We share it with lenders in our network that serve Ohio; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Auglaize County, OH?
You can apply at banks, credit unions and lenders in Auglaize County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Ohio residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Auglaize County?
Yes. You don't need to visit a branch or storefront anywhere in Auglaize County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Ohio. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Auglaize County?
Yes. When an unexpected bill comes up, Auglaize County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Auglaize County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Auglaize County residents can start any time, and it takes about 3 minutes.