Loans in Coshocton County, OH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Coshocton County, OH.
The median household in Coshocton County earns $55,577 a year, 22% below the Ohio median of $71,389. About 18% of residents live below the federal poverty line, and 27.1% of households rent their home. 14.9% of households have no home internet; our form works on any phone.
What you need for a payday loan in Coshocton County
Most Coshocton County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Coshocton County
What Coshocton County borrowers use it for
cover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Coshocton County
Payday Loans Legal
Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Personal Loans
Licensed lenders capped at 21%-28% a year depending on license; Consumer Installment Loan Act 25%.
Title Loans Limited
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Banks and credit unions in Coshocton County
Banks with branches in Coshocton County
10 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| THE HOME LOAN SAVINGS BANK | 3 | 413 Main St, Coshocton 43812 |
| The Baltic State Bank | 2 | 33919 State Route 643, Baltic 43804 |
| JPMorgan Chase Bank, National Association | 1 | 120 S 4th St, Coshocton 43812 |
| Peoples Bank | 1 | 200 Main St, Coshocton 43812 |
| PNC Bank, National Association | 1 | Fifth & Chestnut, Coshocton 43812 |
| Woodforest National Bank | 1 | 23605 Airport Rd, Coshocton 43812 |
| The Park National Bank | 1 | 229 N 3rd St, Coshocton 43812 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Coshocton County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| C E S | 700 S 2Nd St Ste B, Coshocton 43812 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Coshocton County
Frequently asked questions
Are payday loans legal in Coshocton County?
Coshocton County follows Ohio law. Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Are title loans legal in Coshocton County?
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Where can I get a small loan in Coshocton County?
Options include 10 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Coshocton County?
Fill out our short online form from anywhere in Coshocton County. We share it with lenders in our network that serve Ohio; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Coshocton County?
Yes. You don't need to visit a branch or storefront anywhere in Coshocton County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Ohio. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Coshocton County, OH?
You can apply at banks, credit unions and lenders in Coshocton County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Ohio residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Coshocton County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Coshocton County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Coshocton County with bad credit?
Yes, many lenders in our network work with Coshocton County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.