Loans in Logan County, OH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Logan County, OH.
The median household in Logan County earns $71,551 a year, about the same as the Ohio median of $71,389. About 11% of residents live below the federal poverty line, and 22.4% of households rent their home.
What you need for a payday loan in Logan County
Most Logan County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Logan County
What Logan County borrowers use it for
cover a short gap before payday
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Logan County
Payday Loans Legal
Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Personal Loans
Licensed lenders capped at 21%-28% a year depending on license; Consumer Installment Loan Act 25%.
Title Loans Limited
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Banks and credit unions in Logan County
Banks with branches in Logan County
19 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| PNC Bank, National Association | 2 | 145 S Main St, Bellefontaine 43311 |
| The Union Banking Company | 2 | 107 W Main St, Belle Center 43310 |
| The Huntington National Bank | 2 | 201 E Columbus Ave, Bellefontaine 43311 |
| The Farmers National Bank of Canfield | 2 | 1120 N Main St, Bellefontaine 43311 |
| Civista Bank | 2 | 205 S Detroit St, West Liberty 43357 |
| The Richwood Banking Company | 2 | 4848 Napoleon St, Huntsville 43324 |
| Citizens Federal Savings and Loan Association | 1 | 100 N. Main St, Bellefontaine 43311 |
| The Peoples Savings and Loan Company | 1 | 110 N Detroit St, West Liberty 43357 |
| United Midwest Savings Bank, National Association | 1 | 101 S Main St, Degraff 43318 |
| Fifth Third Bank, National Association | 1 | 541 S Main St, Bellefontaine 43311 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Logan County
6 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Kemba Financial | 1161 S Main St, Bellefontaine 43311 |
| Honda | 11000 State Route 347, East Liberty 43319 |
| Quest | 900 E Sandusky Ave, Bellefontaine 43311 |
| M G Employees | 6270 Lima St, Huntsville 43324 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Logan County
Frequently asked questions
Are payday loans legal in Logan County?
Logan County follows Ohio law. Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Are title loans legal in Logan County?
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Where can I get a small loan in Logan County?
Options include 19 bank and 6 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Logan County?
Fill out our short online form from anywhere in Logan County. We share it with lenders in our network that serve Ohio; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Logan County?
Yes. When an unexpected bill comes up, Logan County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Logan County?
Yes. You don't need to visit a branch or storefront anywhere in Logan County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Ohio. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Logan County with bad credit?
Yes, many lenders in our network work with Logan County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Logan County, OH?
You can apply at banks, credit unions and lenders in Logan County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Ohio residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.