Loans in Medina County, OH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Medina County, OH.
The median household in Medina County earns $94,968 a year, 33% above the Ohio median of $71,389. About 6% of residents live below the federal poverty line, and 19.7% of households rent their home.
What you need for a payday loan in Medina County
Lenders that serve Medina County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Medina County
What Medina County borrowers use it for
keep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Medina County
Payday Loans Legal
Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Personal Loans
Licensed lenders capped at 21%-28% a year depending on license; Consumer Installment Loan Act 25%.
Title Loans Limited
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Banks and credit unions in Medina County
Banks with branches in Medina County
42 FDIC-insured bank branches from 18 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Huntington National Bank | 9 | 39 Public Sq, Medina 44256 |
| JPMorgan Chase Bank, National Association | 4 | 750 High St, Wadsworth 44281 |
| Citizens Bank, National Association | 4 | 214 High St, Wadsworth 44281 |
| PNC Bank, National Association | 3 | 1052 High St, Wadsworth 44281 |
| Fifth Third Bank, National Association | 3 | 4023 Center Rd, Brunswick 44212 |
| First Financial Bank | 3 | 2 Park Cir, Westfield Center 44251 |
| KeyBank National Association | 3 | 1090 N Court St, Medina 44256 |
| U.S. Bank National Association | 2 | 2716 Boston Rd, Hinckley 44233 |
| Third Federal Savings and Loan Association of Cleveland | 2 | 3890 Center Rd, Brunswick 44212 |
| Civista Bank | 1 | 111 W Main St, Spencer 44275 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Medina County
6 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Pse Credit Union, Inc. | 3845 Pearl Rd, Medina 44256 |
| Genfed Financial | 157 Great Oaks Trl, Wadsworth 44281 |
| Medina County | 1353 Reimer Rd, Wadsworth 44281 |
| Unity Catholic | 1500 Pearl Rd, Brunswick 44212 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Medina County
Frequently asked questions
Are payday loans legal in Medina County?
Medina County follows Ohio law. Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Are title loans legal in Medina County?
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Where can I get a small loan in Medina County?
Options include 42 bank and 6 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Medina County?
Fill out our short online form from anywhere in Medina County. We share it with lenders in our network that serve Ohio; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Medina County, OH?
You can apply at banks, credit unions and lenders in Medina County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Ohio residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Medina County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Medina County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Medina County?
Yes. When an unexpected bill comes up, Medina County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Medina County?
Yes. You don't need to visit a branch or storefront anywhere in Medina County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Ohio. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.