Loans in Portage County, OH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Portage County, OH.
The median household in Portage County earns $75,766 a year, 6% above the Ohio median of $71,389. About 12% of residents live below the federal poverty line, and 29.9% of households rent their home.
What you need for a payday loan in Portage County
Here's what to have on hand before you start your payday loan request in Portage County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Portage County
What Portage County borrowers use it for
gifts and travel without maxing a card
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Portage County
Payday Loans Legal
Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Personal Loans
Licensed lenders capped at 21%-28% a year depending on license; Consumer Installment Loan Act 25%.
Title Loans Limited
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Banks and credit unions in Portage County
Banks with branches in Portage County
32 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 5 | 235 W Main St, Ravenna 44266 |
| Hometown Bank | 5 | 142 N Water St, Kent 44240 |
| The Huntington National Bank | 5 | 230 Cedar Ave, Ravenna 44266 |
| KeyBank National Association | 4 | 145 N Chestnut St, Ravenna 44266 |
| Portage Community Bank | 3 | 1311 E Main St, Ravenna 44266 |
| PNC Bank, National Association | 3 | 251 W Garfield Rd, Aurora 44202 |
| Woodforest National Bank | 3 | 250 Tallmadge Rd, Kent 44240 |
| The Farmers National Bank of Canfield | 2 | 11661 State Route 44, Mantua 44255 |
| Fifth Third Bank, National Association | 1 | 353 W Garfield Rd, Aurora 44202 |
| WesBanco Bank, Inc. | 1 | 182 Tallmadge Rd, Kent 44240 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Portage County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Seven Seventeen | 2301 State Route 59, Kent 44240 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Portage County
Frequently asked questions
Are payday loans legal in Portage County?
Portage County follows Ohio law. Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Are title loans legal in Portage County?
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Where can I get a small loan in Portage County?
Options include 32 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Portage County?
Fill out our short online form from anywhere in Portage County. We share it with lenders in our network that serve Ohio; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Portage County?
Yes. You don't need to visit a branch or storefront anywhere in Portage County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Ohio. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Portage County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Portage County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Portage County?
Yes. When an unexpected bill comes up, Portage County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Portage County with bad credit?
Yes, many lenders in our network work with Portage County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.