Loans in Stark County, OH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Stark County, OH.
The median household in Stark County earns $67,934 a year, about the same as the Ohio median of $71,389. About 12% of residents live below the federal poverty line, and 30.8% of households rent their home.
What you need for a payday loan in Stark County
Lenders that serve Stark County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Stark County
What Stark County borrowers use it for
handle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Stark County
Payday Loans Legal
Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Personal Loans
Licensed lenders capped at 21%-28% a year depending on license; Consumer Installment Loan Act 25%.
Title Loans Limited
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Banks and credit unions in Stark County
Banks with branches in Stark County
88 FDIC-insured bank branches from 17 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Huntington National Bank | 16 | 2 W State St, Alliance 44601 |
| Consumers National Bank | 10 | 614 E Lincolnway, Minerva 44657 |
| KeyBank National Association | 10 | 1115 30th St Nw, Canton 44709 |
| First Commonwealth Bank | 9 | 140 Lincoln Way W, Massillon 44647 |
| JPMorgan Chase Bank, National Association | 8 | 901 W Maple St, Hartville 44632 |
| Citizens Bank, National Association | 8 | 4854 Everhard Rd Nw, Canton 44718 |
| PNC Bank, National Association | 5 | 438 Lake Ave Ne, Massillon 44646 |
| The Farmers National Bank of Canfield | 4 | 211 Lincoln Way E, Massillon 44646 |
| Woodforest National Bank | 4 | 2700 W State St, Alliance 44601 |
| The Bank of Magnolia Company | 3 | 122 N Main St, Magnolia 44643 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Stark County
42 credit-union locations from 19 credit unions.
| Credit union | Location |
|---|---|
| Dn Community | 3964 Fulton Dr Nw, Canton 44718 |
| Seven Seventeen | 4450 Belden Village St Nw, Canton 44718 |
| Canton School Employees | 1380 Market Ave N, Canton 44714 |
| Stark | 3426 Cleveland Ave Nw, Canton 44709 |
| Buckeye State | 4100 Munson St Nw, Canton 44718 |
| Oc | 210 Applegrove St Sw, North Canton 44720 |
| Friends And Family Credit Union Inc | 46 Federal Ave Nw, Massillon 44647 |
| Community One Credit Union Of Ohio | 6583 Frank Ave Nw, North Canton 44720 |
| Golden Circle | 4118 Lincoln Way E, Massillon 44646 |
| St. Josephs Canton Parish | 1811 Whipple Ave Nw, Canton 44708 |
| Christian Family | 8800 Cleveland Ave Nw, North Canton 44720 |
| Firstenergy Family | 4726 Hills And Dales Rd Nw, Canton 44708 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Stark County
Frequently asked questions
Are payday loans legal in Stark County?
Stark County follows Ohio law. Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Are title loans legal in Stark County?
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Where can I get a small loan in Stark County?
Options include 88 bank and 42 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Stark County?
Fill out our short online form from anywhere in Stark County. We share it with lenders in our network that serve Ohio; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Stark County with bad credit?
Yes, many lenders in our network work with Stark County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Stark County?
Yes. When an unexpected bill comes up, Stark County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Stark County, OH?
You can apply at banks, credit unions and lenders in Stark County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Ohio residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Stark County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Stark County residents can start any time, and it takes about 3 minutes.