Loans in Trumbull County, OH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Trumbull County, OH.
The median household in Trumbull County earns $56,435 a year, 21% below the Ohio median of $71,389. About 17% of residents live below the federal poverty line, and 28.7% of households rent their home. 11.8% of households have no home internet; our form works on any phone.
What you need for a payday loan in Trumbull County
Lenders that serve Trumbull County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Trumbull County
What Trumbull County borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Trumbull County
Payday Loans Legal
Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Personal Loans
Licensed lenders capped at 21%-28% a year depending on license; Consumer Installment Loan Act 25%.
Title Loans Limited
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Banks and credit unions in Trumbull County
Banks with branches in Trumbull County
37 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Farmers National Bank of Canfield | 11 | 1 S Main St, Niles 44446 |
| The Huntington National Bank | 10 | 108 Main Ave Sw, Warren 44481 |
| JPMorgan Chase Bank, National Association | 4 | 43 W Liberty St, Girard 44420 |
| WesBanco Bank, Inc. | 3 | 3500 Belmont Ave, Youngstown 44505 |
| First National Bank of Pennsylvania | 3 | 39 W Liberty St, Hubbard 44425 |
| PNC Bank, National Association | 2 | 5995 Youngstown Warren Rd, Niles 44446 |
| Home Federal Savings and Loan Association of Niles | 1 | 55 N Main St, Niles 44446 |
| KeyBank National Association | 1 | 3198 Belmont Ave, Youngstown 44505 |
| Citizens Bank, National Association | 1 | 4333 Belmont Ave, Youngstown 44505 |
| Woodforest National Bank | 1 | 2016 Millennium Blvd, Cortland 44410 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Trumbull County
13 credit-union locations from 6 credit unions.
| Credit union | Location |
|---|---|
| Mcdonald Community | 408 Ohio Ave, Mc Donald 44437 |
| Mahoning Valley | 15 Colonial Dr Ste 14, Youngstown 44505 |
| Seven Seventeen | 3181 Larchmont Ave Ne, Warren 44483 |
| Credit Union Of Ohio | 804 Warren Ave, Niles 44446 |
| Associated School Employees | 2255 Salt Springs Rd, Warren 44481 |
| Doy | 1500 Gypsy Ln, Youngstown 44505 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Trumbull County
Frequently asked questions
Are payday loans legal in Trumbull County?
Trumbull County follows Ohio law. Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Are title loans legal in Trumbull County?
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Where can I get a small loan in Trumbull County?
Options include 37 bank and 13 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Trumbull County?
Fill out our short online form from anywhere in Trumbull County. We share it with lenders in our network that serve Ohio; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Trumbull County, OH?
You can apply at banks, credit unions and lenders in Trumbull County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Ohio residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Trumbull County with bad credit?
Yes, many lenders in our network work with Trumbull County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Trumbull County?
Yes. You don't need to visit a branch or storefront anywhere in Trumbull County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Ohio. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Trumbull County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Trumbull County residents can start any time, and it takes about 3 minutes.