Loans in Tuscarawas County, OH: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Tuscarawas County, OH.
The median household in Tuscarawas County earns $65,044 a year, 9% below the Ohio median of $71,389. About 13% of residents live below the federal poverty line, and 31.1% of households rent their home. 11.9% of households have no home internet; our form works on any phone.
What you need for a payday loan in Tuscarawas County
Most Tuscarawas County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Tuscarawas County
What Tuscarawas County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Tuscarawas County
Payday Loans Legal
Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Personal Loans
Licensed lenders capped at 21%-28% a year depending on license; Consumer Installment Loan Act 25%.
Title Loans Limited
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Banks and credit unions in Tuscarawas County
Banks with branches in Tuscarawas County
33 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Huntington National Bank | 6 | 232 W 3rd St, Dover 44622 |
| The First National Bank of Dennison | 5 | 130 N Walnut St, Gnadenhutten 44629 |
| First Federal Community Bank, National Association | 5 | 141 W Ohio Ave, Dover 44622 |
| The Commercial and Savings Bank of Millersburg, Ohio | 4 | 100 S Walnut St, Gnadenhutten 44629 |
| Unified Bank | 3 | 202 N Wooster Ave, Strasburg 44680 |
| SSB Community Bank | 3 | 152 N Wooster Ave, Strasburg 44680 |
| JPMorgan Chase Bank, National Association | 2 | 301 W 3rd St, Dover 44622 |
| The Baltic State Bank | 2 | 101 E Main St, Baltic 43804 |
| PNC Bank, National Association | 1 | 245 W High Ave, New Philadelphia 44663 |
| The Killbuck Savings Bank Company | 1 | 1035 W Main St, Sugarcreek 44681 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Tuscarawas County
7 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Directions | 1127 4Th St Nw, New Philadelphia 44663 |
| Dover-Phila | 119 Fillmore Ave, Dover 44622 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Tuscarawas County
Frequently asked questions
Are payday loans legal in Tuscarawas County?
Tuscarawas County follows Ohio law. Payday-style loans are legal in Ohio only as 'short-term loans' from lenders licensed under the Short-Term Loan Act (as rewritten by House Bill 123, effective 2019).
Are title loans legal in Tuscarawas County?
Short-term (payday) lenders may not take a car title as security, and credit services organizations may not arrange loans under $5,000, of one year or less, or above 28% APR.
Where can I get a small loan in Tuscarawas County?
Options include 33 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Tuscarawas County?
Fill out our short online form from anywhere in Tuscarawas County. We share it with lenders in our network that serve Ohio; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Tuscarawas County, OH?
You can apply at banks, credit unions and lenders in Tuscarawas County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Ohio residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Tuscarawas County?
Yes. You don't need to visit a branch or storefront anywhere in Tuscarawas County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Ohio. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Tuscarawas County?
Yes. When an unexpected bill comes up, Tuscarawas County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Tuscarawas County with bad credit?
Yes, many lenders in our network work with Tuscarawas County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.