Loans in Tillamook County, OR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Tillamook County, OR.
The median household in Tillamook County earns $69,105 a year, 17% below the Oregon median of $83,011. About 13% of residents live below the federal poverty line, and 25.7% of households rent their home.
What you need for a payday loan in Tillamook County
Here's what to have on hand before you start your payday loan request in Tillamook County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Tillamook County
What Tillamook County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Tillamook County
Payday Loans Legal
Payday loans are legal in Oregon from lenders licensed by the Division of Financial Regulation under ORS chapter 725A.
Personal Loans
36% APR (or discount rate plus 30 points) on licensed loans up to $50,000.
Title Loans Legal
Title loans are legal in Oregon from lenders licensed under ORS 725A, with the same 36% interest cap and one-time origination fee as payday loans.
Banks and credit unions in Tillamook County
Banks with branches in Tillamook County
8 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| U.S. Bank National Association | 2 | 408 Main Ave, Tillamook 97141 |
| 1st Security Bank of Washington | 2 | 715 Laneda Avenue, Manzanita 97130 |
| Oregon Coast Bank | 2 | 35940 Airport Way, Pacific City 97135 |
| Wells Fargo Bank, National Association | 1 | 2006 4th St, Tillamook 97141 |
| Columbia Bank | 1 | 2405 3rd St, Tillamook 97141 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Tillamook County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Fibre | 1510 3Rd St, Tillamook 97141 |
Source: NCUA credit union branch data, June 30, 2026.
All Oregon counties and cities
Frequently asked questions
Are payday loans legal in Tillamook County?
Tillamook County follows Oregon law. Payday loans are legal in Oregon from lenders licensed by the Division of Financial Regulation under ORS chapter 725A.
Are title loans legal in Tillamook County?
Title loans are legal in Oregon from lenders licensed under ORS 725A, with the same 36% interest cap and one-time origination fee as payday loans.
Where can I get a small loan in Tillamook County?
Options include 8 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Tillamook County?
Fill out our short online form from anywhere in Tillamook County. We share it with lenders in our network that serve Oregon; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Tillamook County?
Yes. When an unexpected bill comes up, Tillamook County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Tillamook County, OR?
You can apply at banks, credit unions and lenders in Tillamook County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Oregon residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Tillamook County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Tillamook County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Tillamook County?
Yes. You don't need to visit a branch or storefront anywhere in Tillamook County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Oregon. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.