Loans in Yamhill County, OR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Yamhill County, OR.
The median household in Yamhill County earns $90,063 a year, 8% above the Oregon median of $83,011. About 10% of residents live below the federal poverty line, and 30.6% of households rent their home.
What you need for a payday loan in Yamhill County
Most Yamhill County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Yamhill County
What Yamhill County borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Yamhill County
Payday Loans Legal
Payday loans are legal in Oregon from lenders licensed by the Division of Financial Regulation under ORS chapter 725A.
Personal Loans
36% APR (or discount rate plus 30 points) on licensed loans up to $50,000.
Title Loans Legal
Title loans are legal in Oregon from lenders licensed under ORS 725A, with the same 36% interest cap and one-time origination fee as payday loans.
Banks and credit unions in Yamhill County
Banks with branches in Yamhill County
17 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Federal Savings and Loan Association of McMinnville | 6 | 118 Ne 3rd St, Mcminnville 97128 |
| Columbia Bank | 3 | 723 Ne Baker, Mcminnville 97128 |
| KeyBank National Association | 2 | 342 Ne 3rd St, Mcminnville 97128 |
| Wells Fargo Bank, National Association | 2 | 601 First Street, Newberg 97132 |
| U.S. Bank National Association | 2 | 335 Ne 3rd St, Mcminnville 97128 |
| Citizens Bank | 1 | 455 Ne Baker St, Mcminnville 97128 |
| JPMorgan Chase Bank, National Association | 1 | 1675 Ne Highway 99w, Mcminnville 97128 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Yamhill County
7 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Embold | 2668 Ne Highway 99W, Mcminnville 97128 |
| Onpoint Community | 2430 Ne Mcdonald Ln, Mcminnville 97128 |
| Rivermark Community | 2414 E Portland Rd, Newberg 97132 |
| Oregon State | 170 Ne 12Th St, Mcminnville 97128 |
| First Community | 115 N Howard St, Newberg 97132 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Yamhill County
All Oregon counties and cities
Frequently asked questions
Are payday loans legal in Yamhill County?
Yamhill County follows Oregon law. Payday loans are legal in Oregon from lenders licensed by the Division of Financial Regulation under ORS chapter 725A.
Are title loans legal in Yamhill County?
Title loans are legal in Oregon from lenders licensed under ORS 725A, with the same 36% interest cap and one-time origination fee as payday loans.
Where can I get a small loan in Yamhill County?
Options include 17 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Yamhill County?
Fill out our short online form from anywhere in Yamhill County. We share it with lenders in our network that serve Oregon; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Yamhill County, OR?
You can apply at banks, credit unions and lenders in Yamhill County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Oregon residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Yamhill County?
Yes. You don't need to visit a branch or storefront anywhere in Yamhill County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Oregon. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Yamhill County with bad credit?
Yes, many lenders in our network work with Yamhill County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Yamhill County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Yamhill County residents can start any time, and it takes about 3 minutes.