Loans in Beaufort County, SC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Beaufort County, SC.
The median household in Beaufort County earns $86,573 a year, 25% above the South Carolina median of $69,324. About 10% of residents live below the federal poverty line, and 24.1% of households rent their home.
What you need for a payday loan in Beaufort County
Lenders that serve Beaufort County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Beaufort County
What Beaufort County borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Beaufort County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Personal Loans
No cap over $600 (filed and posted rates); Consumer Finance Act schedule up to $7,500.
Title Loans Legal
Title loans are legal in South Carolina.
Banks and credit unions in Beaufort County
Banks with branches in Beaufort County
54 FDIC-insured bank branches from 21 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| SouthState Bank, National Association | 6 | 1121 Boundary St, Beaufort 29902 |
| TD Bank, National Association | 5 | 62 New Orleans Rd, Hilton Head Island 29928 |
| Wells Fargo Bank, National Association | 5 | One Greenwood Drvie, Hilton Head Island 29928 |
| Truist Bank | 5 | 1 Lafayette Pl, Hilton Head Island 29926 |
| Coastal States Bank | 5 | 5 Bow Cir, Hilton Head Island 29928 |
| Pinnacle Bank | 3 | 210 Central Ave, Hilton Head Island 29926 |
| Palmetto State Bank | 3 | 2347 Boundary St, Beaufort 29902 |
| Bank of America, National Association | 3 | 2115 Boundary St, Beaufort 29902 |
| Regions Bank | 3 | 146 Sea Island Pkwy, Beaufort 29907 |
| South Atlantic Bank | 3 | 1 Sheridan Park Cir, Bluffton 29910 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Beaufort County
6 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Marine | 265 Sea Island Pkwy, Beaufort 29907 |
| Cpm | 3481 Trask Pkwy, Beaufort 29906 |
| Navy Federal Credit Union | 203 Robert Smalls Pkwy, Beaufort 29906 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Beaufort County
All South Carolina counties and cities
Frequently asked questions
Are payday loans legal in Beaufort County?
Beaufort County follows South Carolina law. Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Are title loans legal in Beaufort County?
Title loans are legal in South Carolina.
Where can I get a small loan in Beaufort County?
Options include 54 bank and 6 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Beaufort County?
Fill out our short online form from anywhere in Beaufort County. We share it with lenders in our network that serve South Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Beaufort County, SC?
You can apply at banks, credit unions and lenders in Beaufort County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve South Carolina residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Beaufort County?
Yes. When an unexpected bill comes up, Beaufort County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Beaufort County with bad credit?
Yes, many lenders in our network work with Beaufort County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Beaufort County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Beaufort County residents can start any time, and it takes about 3 minutes.