Loans in Colleton County, SC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Colleton County, SC.
The median household in Colleton County earns $51,114 a year, 26% below the South Carolina median of $69,324. About 20% of residents live below the federal poverty line, and 26.7% of households rent their home. 12.4% of households have no home internet; our form works on any phone.
What you need for a payday loan in Colleton County
Lenders that serve Colleton County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Colleton County
What Colleton County borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Colleton County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Personal Loans
No cap over $600 (filed and posted rates); Consumer Finance Act schedule up to $7,500.
Title Loans Legal
Title loans are legal in South Carolina.
Banks and credit unions in Colleton County
Banks with branches in Colleton County
10 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Enterprise Bank of South Carolina | 3 | 1105 N Jefferies Blvd, Walterboro 29488 |
| SouthState Bank, National Association | 2 | 520 N Jefferies Blvd, Walterboro 29488 |
| 1st Federal Savings Bank of SC, Inc. | 2 | 300 Robertson Blvd, Walterboro 29488 |
| Bank of the Lowcountry | 1 | 1100 N Jefferies Blvd, Walterboro 29488 |
| Wells Fargo Bank, National Association | 1 | 202 Eddie Chasteen Dr, Walterboro 29488 |
| Woodforest National Bank | 1 | 2110 Bells Hwy, Walterboro 29488 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Colleton County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Rev | 814 N Jefferies Blvd, Walterboro 29488 |
Source: NCUA credit union branch data, June 30, 2026.
All South Carolina counties and cities
Frequently asked questions
Are payday loans legal in Colleton County?
Colleton County follows South Carolina law. Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Are title loans legal in Colleton County?
Title loans are legal in South Carolina.
Where can I get a small loan in Colleton County?
Options include 10 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Colleton County?
Fill out our short online form from anywhere in Colleton County. We share it with lenders in our network that serve South Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Colleton County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Colleton County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Colleton County?
Yes. You don't need to visit a branch or storefront anywhere in Colleton County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve South Carolina. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Colleton County with bad credit?
Yes, many lenders in our network work with Colleton County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Colleton County?
Yes. When an unexpected bill comes up, Colleton County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.