Loans in Georgetown County, SC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Georgetown County, SC.
The median household in Georgetown County earns $68,713 a year, about the same as the South Carolina median of $69,324. About 15% of residents live below the federal poverty line, and 16.0% of households rent their home.
What you need for a payday loan in Georgetown County
Here's what to have on hand before you start your payday loan request in Georgetown County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Georgetown County
What Georgetown County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Georgetown County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Personal Loans
No cap over $600 (filed and posted rates); Consumer Finance Act schedule up to $7,500.
Title Loans Legal
Title loans are legal in South Carolina.
Banks and credit unions in Georgetown County
Banks with branches in Georgetown County
25 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Citizens Bank | 4 | 11022 Ocean Hwy, Pawleys Island 29585 |
| First-Citizens Bank & Trust Company | 3 | 12 N Morgan Ave, Andrews 29510 |
| SouthState Bank, National Association | 3 | 11039 Ocean Hwy, Pawleys Island 29585 |
| Wells Fargo Bank, National Association | 2 | 1002 Front St, Georgetown 29440 |
| The Conway National Bank | 2 | 4345 Highway 17, Murrells Inlet 29576 |
| Bank of America, National Association | 2 | 10267 Ocean Hwy, Pawleys Island 29585 |
| Truist Bank | 2 | 656 Sunnyside Ave, Murrells Inlet 29576 |
| South Atlantic Bank | 2 | 10970 Ocean Hwy, Pawleys Island 29585 |
| TD Bank, National Association | 1 | 1031 Front St, Georgetown 29440 |
| Anderson Brothers Bank | 1 | 706 N Fraser St, Georgetown 29440 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Georgetown County
5 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| South Carolina | 1701 Highmarket St, Georgetown 29440 |
| Georgetown Kraft | 1530 Bourne St, Georgetown 29440 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Georgetown County
All South Carolina counties and cities
Frequently asked questions
Are payday loans legal in Georgetown County?
Georgetown County follows South Carolina law. Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Are title loans legal in Georgetown County?
Title loans are legal in South Carolina.
Where can I get a small loan in Georgetown County?
Options include 25 bank and 5 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Georgetown County?
Fill out our short online form from anywhere in Georgetown County. We share it with lenders in our network that serve South Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Georgetown County?
Yes. When an unexpected bill comes up, Georgetown County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Georgetown County with bad credit?
Yes, many lenders in our network work with Georgetown County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Georgetown County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Georgetown County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Georgetown County, SC?
You can apply at banks, credit unions and lenders in Georgetown County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve South Carolina residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.