Loans in Greenwood County, SC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Greenwood County, SC.
The median household in Greenwood County earns $52,830 a year, 24% below the South Carolina median of $69,324. About 15% of residents live below the federal poverty line, and 33.0% of households rent their home. 11.0% of households have no home internet; our form works on any phone.
What you need for a payday loan in Greenwood County
Lenders that serve Greenwood County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Greenwood County
What Greenwood County borrowers use it for
the fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Greenwood County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Personal Loans
No cap over $600 (filed and posted rates); Consumer Finance Act schedule up to $7,500.
Title Loans Legal
Title loans are legal in South Carolina.
Banks and credit unions in Greenwood County
Banks with branches in Greenwood County
17 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Countybank | 7 | 419 Main St, Greenwood 29646 |
| SouthState Bank, National Association | 2 | 109 Montague Ave, Greenwood 29649 |
| Wells Fargo Bank, National Association | 2 | 105 Main St N, Greenwood 29646 |
| United Community Bank | 2 | 701 Montague Ave, Greenwood 29649 |
| The Commercial Bank | 2 | 1224 Bypass 72 Ne, Greenwood 29649 |
| First-Citizens Bank & Trust Company | 1 | 518 Main St S, Greenwood 29646 |
| Woodforest National Bank | 1 | 508 Bypass 72 Nw, Greenwood 29649 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Greenwood County
11 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Peach State | 1536 Edgefield St, Greenwood 29646 |
| S. C. State | 1000 Montague Ave, Greenwood 29649 |
| Parda | 1835 Bypass 72 Ne, Greenwood 29649 |
| Tru | 617 Durst Ave E, Greenwood 29649 |
| Neighbors United | 218 Birchtree Dr, Greenwood 29649 |
| Self Memorial Hospital | 315 Epting Ave, Greenwood 29646 |
| Emerald Credit Association | 2117 Kateway, Greenwood 29646 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Greenwood County
All South Carolina counties and cities
Frequently asked questions
Are payday loans legal in Greenwood County?
Greenwood County follows South Carolina law. Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Are title loans legal in Greenwood County?
Title loans are legal in South Carolina.
Where can I get a small loan in Greenwood County?
Options include 17 bank and 11 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Greenwood County?
Fill out our short online form from anywhere in Greenwood County. We share it with lenders in our network that serve South Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Greenwood County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Greenwood County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Greenwood County with bad credit?
Yes, many lenders in our network work with Greenwood County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Greenwood County?
Yes. When an unexpected bill comes up, Greenwood County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Greenwood County, SC?
You can apply at banks, credit unions and lenders in Greenwood County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve South Carolina residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.