Loans in Hampton County, SC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hampton County, SC.
The median household in Hampton County earns $44,711 a year, 36% below the South Carolina median of $69,324. About 21% of residents live below the federal poverty line, and 26.6% of households rent their home. 16.6% of households have no home internet; our form works on any phone.
What you need for a payday loan in Hampton County
Lenders that serve Hampton County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Hampton County
What Hampton County borrowers use it for
cover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Hampton County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Personal Loans
No cap over $600 (filed and posted rates); Consumer Finance Act schedule up to $7,500.
Title Loans Legal
Title loans are legal in South Carolina.
Banks and credit unions in Hampton County
Banks with branches in Hampton County
4 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Palmetto State Bank | 2 | 106 3rd St E, Estill 29918 |
| Truist Bank | 1 | 402 Elm St E, Hampton 29924 |
| Regions Bank | 1 | 403 1st St E, Hampton 29924 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Hampton County. The nearest counties with credit unions:
Credit unions in Allendale County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Srp | 224 Flat St, Allendale 29810 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Colleton County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Rev | 814 N Jefferies Blvd, Walterboro 29488 |
Source: NCUA credit union branch data, June 30, 2026.
All South Carolina counties and cities
Frequently asked questions
Are payday loans legal in Hampton County?
Hampton County follows South Carolina law. Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Are title loans legal in Hampton County?
Title loans are legal in South Carolina.
Where can I get a small loan in Hampton County?
Options include 4 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Hampton County?
Fill out our short online form from anywhere in Hampton County. We share it with lenders in our network that serve South Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Hampton County, SC?
You can apply at banks, credit unions and lenders in Hampton County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve South Carolina residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Hampton County?
Yes. When an unexpected bill comes up, Hampton County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Hampton County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Hampton County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Hampton County with bad credit?
Yes, many lenders in our network work with Hampton County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.