Loans in Horry County, SC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Horry County, SC.
The median household in Horry County earns $66,880 a year, about the same as the South Carolina median of $69,324. About 13% of residents live below the federal poverty line, and 22.7% of households rent their home.
What you need for a payday loan in Horry County
Lenders that serve Horry County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Horry County
What Horry County borrowers use it for
the fastest options online
Car repairskeep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Horry County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Personal Loans
No cap over $600 (filed and posted rates); Consumer Finance Act schedule up to $7,500.
Title Loans Legal
Title loans are legal in South Carolina.
Banks and credit unions in Horry County
Banks with branches in Horry County
109 FDIC-insured bank branches from 21 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Conway National Bank | 14 | 1400 3rd Ave, Conway 29526 |
| Anderson Brothers Bank | 11 | Eighth Avenue, Aynor 29511 |
| Truist Bank | 10 | 2619 N Oak St, Myrtle Beach 29577 |
| United Bank | 7 | 991 38th Ave N, Myrtle Beach 29577 |
| Pinnacle Bank | 6 | 3650 Main St, Loris 29569 |
| The Citizens Bank | 6 | 1020 Highway 17 N, North Myrtle Beach 29582 |
| TD Bank, National Association | 6 | 300 Highway 17 N, Surfside Beach 29575 |
| United Community Bank | 6 | 5009 Broad St, Loris 29569 |
| Wells Fargo Bank, National Association | 6 | 210 Highway 17 N, North Myrtle Beach 29582 |
| SouthState Bank, National Association | 6 | 4331 Robert M Grissom Pkwy, Myrtle Beach 29577 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Horry County
9 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Corning | 8703 Highway 17 Byp S, Myrtle Beach 29575 |
| South Carolina | 970 Wood Duck Dr, Myrtle Beach 29577 |
| Carolina Trust | 2518 Main St, Conway 29526 |
| Santee Cooper Credit Union | 1232 Farrow Pkwy Ste A, Myrtle Beach 29577 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Horry County
All South Carolina counties and cities
Frequently asked questions
Are payday loans legal in Horry County?
Horry County follows South Carolina law. Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Are title loans legal in Horry County?
Title loans are legal in South Carolina.
Where can I get a small loan in Horry County?
Options include 109 bank and 9 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Horry County?
Fill out our short online form from anywhere in Horry County. We share it with lenders in our network that serve South Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Horry County?
Yes. You don't need to visit a branch or storefront anywhere in Horry County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve South Carolina. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Horry County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Horry County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Horry County?
Yes. When an unexpected bill comes up, Horry County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Horry County, SC?
You can apply at banks, credit unions and lenders in Horry County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve South Carolina residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.