Loans in Kershaw County, SC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Kershaw County, SC.
The median household in Kershaw County earns $68,231 a year, about the same as the South Carolina median of $69,324. About 13% of residents live below the federal poverty line, and 18.0% of households rent their home.
What you need for a payday loan in Kershaw County
Lenders that serve Kershaw County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Kershaw County
What Kershaw County borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Kershaw County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Personal Loans
No cap over $600 (filed and posted rates); Consumer Finance Act schedule up to $7,500.
Title Loans Legal
Title loans are legal in South Carolina.
Banks and credit unions in Kershaw County
Banks with branches in Kershaw County
11 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Palmetto Bank | 4 | 315 E Dekalb St, Camden 29020 |
| First-Citizens Bank & Trust Company | 2 | 2464 Main St, Elgin 29045 |
| First Community Bank | 1 | 631 W Dekalb St, Camden 29020 |
| Wells Fargo Bank, National Association | 1 | 519 E Dekalb St, Camden 29020 |
| Pinnacle Bank | 1 | 501 E Dekalb St, Camden 29020 |
| Bank of America, National Association | 1 | 200 E Dekalb St, Camden 29020 |
| The Citizens Bank | 1 | 2220 W Dekalb St, Camden 29020 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Kershaw County
8 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Allsouth | 8 Bay Ln, Camden 29020 |
| Safe | 407 Rutledge St, Camden 29020 |
| Palmetto Citizens | 2100 W Dekalb St, Camden 29020 |
| Mid Carolina | 1015 Mill St, Camden 29020 |
Source: NCUA credit union branch data, June 30, 2026.
All South Carolina counties and cities
Frequently asked questions
Are payday loans legal in Kershaw County?
Kershaw County follows South Carolina law. Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Are title loans legal in Kershaw County?
Title loans are legal in South Carolina.
Where can I get a small loan in Kershaw County?
Options include 11 bank and 8 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Kershaw County?
Fill out our short online form from anywhere in Kershaw County. We share it with lenders in our network that serve South Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Kershaw County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Kershaw County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Kershaw County?
Yes. When an unexpected bill comes up, Kershaw County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Kershaw County with bad credit?
Yes, many lenders in our network work with Kershaw County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Kershaw County?
Yes. You don't need to visit a branch or storefront anywhere in Kershaw County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve South Carolina. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.