Loans in Williamsburg County, SC: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Williamsburg County, SC.
The median household in Williamsburg County earns $46,213 a year, 33% below the South Carolina median of $69,324. About 23% of residents live below the federal poverty line, and 23.6% of households rent their home. 17.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Williamsburg County
Lenders that serve Williamsburg County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Williamsburg County
What Williamsburg County borrowers use it for
keep getting to work while the shop fixes it
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Williamsburg County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Personal Loans
No cap over $600 (filed and posted rates); Consumer Finance Act schedule up to $7,500.
Title Loans Legal
Title loans are legal in South Carolina.
Banks and credit unions in Williamsburg County
Banks with branches in Williamsburg County
7 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of Greeleyville | 2 | 223 Varner Ave, Greeleyville 29056 |
| Anderson Brothers Bank | 2 | 201 S Main St, Hemingway 29554 |
| First-Citizens Bank & Trust Company | 1 | 200 W Main St, Kingstree 29556 |
| Kingstree Federal Savings and Loan Association | 1 | 101 E Mill St, Kingstree 29556 |
| The Citizens Bank | 1 | 5 N Williamsburg County Hwy, Kingstree 29556 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Williamsburg County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Georgetown Kraft | 488 Nelson Blvd, Kingstree 29556 |
Source: NCUA credit union branch data, June 30, 2026.
All South Carolina counties and cities
Frequently asked questions
Are payday loans legal in Williamsburg County?
Williamsburg County follows South Carolina law. Payday loans (deferred presentment services) are legal in South Carolina from lenders licensed by the State Board of Financial Institutions under Title 34, Chapter 39.
Are title loans legal in Williamsburg County?
Title loans are legal in South Carolina.
Where can I get a small loan in Williamsburg County?
Options include 7 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Williamsburg County?
Fill out our short online form from anywhere in Williamsburg County. We share it with lenders in our network that serve South Carolina; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Williamsburg County?
Yes. When an unexpected bill comes up, Williamsburg County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Williamsburg County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Williamsburg County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Williamsburg County with bad credit?
Yes, many lenders in our network work with Williamsburg County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Williamsburg County, SC?
You can apply at banks, credit unions and lenders in Williamsburg County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve South Carolina residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.