Loans in Angelina County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Angelina County, TX.
The median household in Angelina County earns $60,960 a year, 22% below the Texas median of $78,476. About 16% of residents live below the federal poverty line, and 36.0% of households rent their home.
What you need for a payday loan in Angelina County
Lenders that serve Angelina County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Angelina County
What Angelina County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Angelina County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Angelina County
Banks with branches in Angelina County
23 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Commercial Bank of Texas, National Association | 4 | 600 S 1st St, Lufkin 75901 |
| Southside Bank | 4 | 104 N Temple Dr, Diboll 75941 |
| UBank | 3 | 208 S Us Highway 69, Huntington 75949 |
| BOM Bank | 3 | 304 N Us Highway 69, Huntington 75949 |
| Regions Bank | 2 | 221 S 2nd St, Lufkin 75901 |
| The Huntington National Bank | 2 | 2918 Brentwood Dr, Lufkin 75901 |
| VeraBank, National Association | 1 | 805 S John Redditt Dr, Lufkin 75904 |
| Angelina Savings Bank, SSB | 1 | 1721 Tulane Dr, Lufkin 75901 |
| First National Bank Texas | 1 | 2500 Daniel Mccall Dr, Lufkin 75904 |
| Austin Bank, Texas National Association | 1 | 2000 S John Redditt Dr, Lufkin 75904 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Angelina County
9 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| East Texas Professional | 406 College Dr, Lufkin 75904 |
| Genco | 1402 S John Redditt Dr, Lufkin 75904 |
| Southland | 2601 S John Redditt Dr, Lufkin 75904 |
| Lufkin | 204 Gobblers Knob Rd, Lufkin 75904 |
| Aspire | 900 Pershing Ave, Lufkin 75904 |
| Angelina County Teachers | 402 S Medford Dr, Lufkin 75901 |
| Temple-Inland | 109 N Temple Dr, Diboll 75941 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Angelina County
Frequently asked questions
Are payday loans legal in Angelina County?
Angelina County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Angelina County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Angelina County?
Options include 23 bank and 9 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Angelina County?
Fill out our short online form from anywhere in Angelina County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Angelina County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Angelina County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Angelina County, TX?
You can apply at banks, credit unions and lenders in Angelina County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Angelina County with bad credit?
Yes, many lenders in our network work with Angelina County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Angelina County?
Yes. When an unexpected bill comes up, Angelina County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.