Most cash-strapped cities in Texas (2026)
Roma is the most cash-strapped city in Texas on our Cash Strain Index, followed by La Homa, Aldine. We ranked all 266 Texas cities with 10,000+ residents on rent burden, low household incomes, poverty and unemployment. Sienna ranks as the least strained.
All 266 Texas cities ranked
| Rank | City | Score | Renters paying 30%+ of income on rent | Households under $35k | Poverty rate | Unemployment rate | Rent as % of median income |
|---|---|---|---|---|---|---|---|
| 1 | Roma | 99.9 | 75.6% | 60.0% | 37.1% | 12.4% | 27.5% |
| 2 | La Homa | 99.5 | 58.7% | 48.4% | 37.4% | 13.8% | 24.1% |
| 3 | Aldine | 99.4 | 69.2% | 37.5% | 30.3% | 8.5% | 38.5% |
| 4 | Robstown | 98.9 | 56.1% | 51.3% | 32.2% | 8.2% | 33.3% |
| 5 | Nacogdoches | 98.2 | 59.3% | 45.0% | 31.5% | 8.2% | 29.4% |
| 6 | Huntsville | 97.5 | 62.1% | 38.1% | 23.9% | 10.9% | 26.1% |
| 7 | Donna | 97.3 | 56.5% | 46.1% | 40.7% | 5.4% | 23.9% |
| 8 | Port Arthur | 96.7 | 58.1% | 39.2% | 29.0% | 8.4% | 26.4% |
| 9 | Richmond | 96.3 | 73.5% | 35.3% | 15.7% | 7.0% | 31.4% |
| 10 | San Marcos | 96.1 | 66.5% | 34.4% | 26.9% | 5.2% | 30.9% |
| 11 | Galena Park | 96.0 | 42.8% | 29.0% | 20.9% | 15.4% | 27.7% |
| 12 | San Benito | 95.8 | 60.9% | 41.4% | 29.7% | 7.3% | 23.1% |
| 13 | South Houston | 95.5 | 61.7% | 31.4% | 26.1% | 8.3% | 27.2% |
| 14 | Bay City | 95.4 | 48.1% | 32.0% | 26.0% | 13.3% | 22.8% |
| 15 | Mercedes | 94.3 | 62.8% | 41.0% | 28.6% | 6.8% | 20.8% |
| 16 | Alice | 94.3 | 65.3% | 41.2% | 31.4% | 4.1% | 23.0% |
| 17 | Horizon City | 94.0 | 71.8% | 25.6% | 22.0% | 9.1% | 23.4% |
| 18 | Rio Grande City | 93.2 | 53.0% | 43.8% | 30.8% | 6.8% | 20.6% |
| 19 | Palestine | 92.5 | 57.9% | 38.7% | 17.6% | 7.0% | 28.3% |
| 20 | Kingsville | 92.3 | 48.4% | 36.1% | 30.8% | 8.6% | 21.4% |
| 21 | Raymondville | 92.0 | 48.5% | 34.3% | 31.0% | 9.1% | 20.6% |
| 22 | Bellmead | 91.8 | 77.4% | 33.7% | 24.9% | 2.1% | 25.5% |
| 23 | Mission Bend | 91.8 | 69.8% | 18.8% | 10.8% | 9.4% | 31.2% |
| 24 | Heartland | 91.6 | 78.4% | 5.7% | 9.2% | 11.5% | 30.1% |
| 25 | Stephenville | 91.5 | 58.2% | 36.1% | 20.0% | 7.3% | 25.7% |
| 26 | Four Corners | 91.4 | 96.4% | 20.6% | 8.3% | 7.0% | 23.8% |
| 27 | Galveston | 90.9 | 57.6% | 34.6% | 21.4% | 5.8% | 28.0% |
| 28 | Beeville | 90.5 | 58.1% | 41.4% | 22.1% | 5.1% | 25.1% |
| 29 | Lancaster | 90.3 | 68.9% | 22.0% | 15.0% | 7.2% | 29.9% |
| 30 | Cloverleaf | 89.8 | 55.7% | 28.8% | 24.0% | 7.5% | 25.2% |
| 31 | Baytown | 89.7 | 50.9% | 28.1% | 18.2% | 10.2% | 26.2% |
| 32 | Alamo | 89.5 | 56.9% | 33.7% | 25.3% | 9.4% | 17.0% |
| 33 | Sweetwater | 88.4 | 44.9% | 34.3% | 28.1% | 6.9% | 24.2% |
| 34 | Waco | 87.9 | 58.3% | 33.8% | 23.1% | 4.6% | 25.7% |
| 35 | Pharr | 87.8 | 42.7% | 35.8% | 27.6% | 7.2% | 23.6% |
| 36 | Paris | 87.8 | 48.1% | 38.5% | 26.0% | 5.3% | 24.7% |
| 37 | Jacksonville | 87.7 | 52.8% | 35.4% | 26.5% | 6.4% | 21.2% |
| 38 | Palmview | 87.3 | 53.6% | 38.5% | 30.8% | 5.1% | 18.5% |
| 39 | Marshall | 87.3 | 52.2% | 34.6% | 22.4% | 8.1% | 20.7% |
| 40 | Plainview | 87.2 | 48.0% | 37.7% | 24.0% | 6.7% | 22.8% |
| 41 | Texarkana | 86.9 | 57.0% | 35.3% | 22.0% | 5.2% | 24.0% |
| 42 | Humble | 86.8 | 61.7% | 28.2% | 18.8% | 4.9% | 28.0% |
| 43 | Killeen | 86.7 | 53.3% | 26.5% | 17.4% | 9.7% | 23.8% |
| 44 | Bonham | 85.9 | 46.1% | 30.4% | 21.7% | 9.4% | 22.3% |
| 45 | Brownwood | 85.8 | 57.4% | 40.6% | 20.9% | 4.8% | 21.6% |
| 46 | Alton | 85.6 | 32.6% | 35.8% | 27.5% | 8.3% | 23.6% |
| 47 | Mineral Wells | 85.1 | 51.1% | 33.0% | 22.4% | 6.5% | 23.1% |
| 48 | Bryan | 85.0 | 57.0% | 30.2% | 23.0% | 5.0% | 24.2% |
| 49 | Houston | 84.7 | 54.1% | 27.1% | 19.9% | 6.9% | 25.2% |
| 50 | Beaumont | 84.6 | 54.5% | 29.8% | 21.2% | 6.4% | 23.6% |
| 51 | San Juan | 84.4 | 55.7% | 28.9% | 22.4% | 7.4% | 20.4% |
| 52 | Pasadena | 84.2 | 52.6% | 27.4% | 18.9% | 8.6% | 22.4% |
| 53 | Rosenberg | 83.2 | 53.7% | 28.3% | 20.2% | 5.9% | 25.2% |
| 54 | Brownsville | 83.0 | 48.0% | 35.4% | 23.7% | 6.2% | 21.2% |
| 55 | El Campo | 82.9 | 64.8% | 26.3% | 21.0% | 6.4% | 19.2% |
| 56 | Terrell | 82.5 | 62.1% | 23.7% | 15.9% | 7.6% | 22.5% |
| 57 | Lufkin | 82.3 | 52.7% | 31.5% | 18.0% | 7.0% | 22.7% |
| 58 | Forest Hill | 81.4 | 59.7% | 20.9% | 14.8% | 4.7% | 30.9% |
| 59 | DeSoto | 80.9 | 69.5% | 17.0% | 7.6% | 8.9% | 24.2% |
| 60 | Edinburg | 80.8 | 47.0% | 32.4% | 26.0% | 6.1% | 20.1% |
| 61 | La Marque | 80.4 | 60.9% | 24.2% | 15.6% | 6.2% | 24.4% |
| 62 | Eagle Pass | 80.3 | 48.0% | 37.4% | 22.0% | 6.7% | 18.5% |
| 63 | Socorro | 80.1 | 53.1% | 33.7% | 20.7% | 4.8% | 22.6% |
| 64 | Lubbock | 79.5 | 55.7% | 29.5% | 18.9% | 5.2% | 23.3% |
| 65 | Harlingen | 79.2 | 47.1% | 33.7% | 25.1% | 5.2% | 20.8% |
| 66 | San Antonio | 78.9 | 53.7% | 26.6% | 17.1% | 6.2% | 24.4% |
| 67 | Webster | 78.8 | 55.6% | 22.0% | 13.7% | 6.5% | 27.3% |
| 68 | Weslaco | 78.7 | 47.5% | 29.6% | 23.2% | 7.1% | 19.5% |
| 69 | El Paso | 78.5 | 53.4% | 30.8% | 18.4% | 6.0% | 21.6% |
| 70 | Duncanville | 78.4 | 63.1% | 19.6% | 10.6% | 7.1% | 25.6% |
| 71 | Leon Valley | 77.9 | 56.1% | 25.8% | 12.9% | 7.1% | 23.9% |
| 72 | Haltom City | 77.5 | 58.3% | 24.6% | 15.1% | 3.6% | 28.8% |
| 73 | Belton | 77.1 | 63.0% | 28.4% | 16.7% | 2.6% | 25.4% |
| 74 | Channelview | 77.0 | 48.1% | 22.8% | 20.3% | 6.9% | 23.8% |
| 75 | McAllen | 76.9 | 50.8% | 31.2% | 20.0% | 6.0% | 20.4% |
| 76 | Orange | 76.9 | 50.6% | 29.3% | 15.4% | 7.7% | 21.1% |
| 77 | Glenn Heights | 75.5 | 71.0% | 14.5% | 13.0% | 5.3% | 24.6% |
| 78 | Laredo | 75.3 | 54.9% | 28.9% | 20.9% | 5.4% | 19.3% |
| 79 | Gainesville | 74.5 | 43.1% | 26.9% | 19.1% | 8.1% | 21.2% |
| 80 | Mesquite | 74.2 | 60.9% | 21.1% | 13.4% | 5.4% | 25.0% |
| 81 | Mission | 74.1 | 44.9% | 30.3% | 19.4% | 7.8% | 18.8% |
| 82 | Texas City | 73.7 | 51.9% | 24.9% | 16.2% | 6.5% | 22.8% |
| 83 | Pampa | 73.0 | 50.5% | 31.7% | 17.2% | 6.1% | 19.8% |
| 84 | Denton | 73.0 | 60.7% | 22.8% | 15.8% | 5.1% | 22.4% |
| 85 | Hidalgo | 72.5 | 45.0% | 25.5% | 21.1% | 8.8% | 17.0% |
| 86 | Corsicana | 72.4 | 44.2% | 28.4% | 18.1% | 6.4% | 22.9% |
| 87 | Dallas | 71.3 | 51.7% | 23.9% | 16.7% | 4.9% | 25.0% |
| 88 | Temple | 71.1 | 50.3% | 25.7% | 16.0% | 6.6% | 21.7% |
| 89 | Odessa | 70.5 | 55.6% | 23.0% | 16.2% | 5.9% | 21.5% |
| 90 | Cedar Hill | 70.4 | 62.2% | 15.0% | 10.0% | 7.4% | 23.5% |
| 91 | Clute | 70.1 | 54.2% | 25.3% | 10.4% | 8.6% | 19.3% |
| 92 | Corpus Christi | 70.1 | 52.0% | 25.1% | 17.1% | 5.1% | 23.0% |
| 93 | Arlington | 70.0 | 59.6% | 20.2% | 12.9% | 5.7% | 23.5% |
| 94 | Big Spring | 69.9 | 52.9% | 26.7% | 17.1% | 6.6% | 18.6% |
| 95 | White Settlement | 69.9 | 60.6% | 22.7% | 12.7% | 3.4% | 26.5% |
| 96 | Red Oak | 69.2 | 80.7% | 11.4% | 5.2% | 6.0% | 22.0% |
| 97 | Balch Springs | 68.8 | 57.0% | 16.1% | 7.1% | 8.3% | 24.7% |
| 98 | Fredericksburg | 67.3 | 58.7% | 24.2% | 9.2% | 4.3% | 25.8% |
| 99 | Victoria | 67.1 | 49.9% | 27.9% | 18.3% | 4.7% | 20.9% |
| 100 | Garland | 66.9 | 58.1% | 17.1% | 13.0% | 4.8% | 25.8% |
| 101 | Fairview | 65.6 | 66.1% | 16.2% | 14.8% | 4.4% | 21.4% |
| 102 | La Porte | 65.4 | 62.7% | 20.6% | 12.2% | 5.4% | 20.5% |
| 103 | Uvalde | 65.2 | 38.4% | 38.1% | 23.9% | 1.4% | 23.3% |
| 104 | Rockport | 65.1 | 54.9% | 25.8% | 11.9% | 6.1% | 20.2% |
| 105 | Mount Pleasant | 64.9 | 48.3% | 35.0% | 18.3% | 2.5% | 21.6% |
| 106 | Azle | 64.6 | 61.4% | 20.7% | 12.2% | 4.1% | 23.3% |
| 107 | Manor | 64.5 | 69.2% | 11.3% | 9.8% | 5.7% | 22.6% |
| 108 | Greenville | 64.4 | 50.8% | 21.4% | 11.5% | 5.7% | 25.1% |
| 109 | Grand Prairie | 64.3 | 59.1% | 16.8% | 12.1% | 5.2% | 24.0% |
| 110 | Seagoville | 63.8 | 58.8% | 17.9% | 11.8% | 4.6% | 24.8% |
| 111 | Sherman | 63.6 | 56.5% | 22.5% | 12.7% | 2.6% | 27.0% |
| 112 | Kilgore | 63.5 | 57.5% | 29.5% | 17.4% | 3.3% | 18.3% |
| 113 | Denison | 63.2 | 51.0% | 23.3% | 15.0% | 4.6% | 23.3% |
| 114 | Freeport | 63.0 | 41.2% | 30.2% | 13.7% | 5.7% | 23.1% |
| 115 | San Elizario | 62.9 | 30.6% | 35.0% | 25.9% | 3.4% | 22.0% |
| 116 | Brenham | 62.7 | 45.8% | 31.0% | 18.9% | 3.5% | 21.3% |
| 117 | Seguin | 62.3 | 48.3% | 25.5% | 17.1% | 4.4% | 22.0% |
| 118 | Town of Pecos | 61.8 | 55.1% | 31.5% | 16.9% | 2.6% | 19.5% |
| 119 | Del Rio | 61.7 | 49.1% | 31.2% | 19.0% | 4.9% | 16.2% |
| 120 | Fort Worth | 61.4 | 56.0% | 19.7% | 13.1% | 4.8% | 22.8% |
| 121 | Athens | 61.3 | 53.8% | 30.8% | 12.7% | 4.3% | 19.6% |
| 122 | Sonterra | 61.1 | 70.0% | 8.3% | 10.4% | 4.5% | 24.1% |
| 123 | Abilene | 61.0 | 52.5% | 27.1% | 16.1% | 3.0% | 22.2% |
| 124 | Wells Branch | 60.7 | 54.2% | 19.2% | 12.9% | 2.8% | 27.8% |
| 125 | Hornsby Bend | 60.3 | 42.9% | 16.2% | 15.0% | 4.9% | 28.7% |
| 126 | Weatherford | 60.2 | 62.4% | 24.0% | 10.0% | 3.2% | 22.5% |
| 127 | Longview | 58.6 | 51.4% | 26.8% | 17.3% | 3.1% | 20.9% |
| 128 | Watauga | 58.2 | 54.0% | 13.6% | 11.3% | 5.1% | 26.1% |
| 129 | Missouri City | 57.3 | 64.0% | 13.0% | 7.1% | 4.9% | 24.5% |
| 130 | Wichita Falls | 56.4 | 44.5% | 28.7% | 17.7% | 3.8% | 20.4% |
| 131 | Converse | 56.3 | 65.1% | 17.5% | 11.6% | 3.2% | 21.6% |
| 132 | Tyler | 55.7 | 49.0% | 24.1% | 12.5% | 4.5% | 22.3% |
| 133 | Forney | 55.3 | 61.2% | 13.9% | 8.8% | 5.9% | 21.1% |
| 134 | Katy | 54.6 | 63.6% | 14.3% | 8.1% | 7.4% | 16.7% |
| 135 | Sulphur Springs | 54.3 | 41.4% | 26.8% | 14.7% | 5.0% | 21.3% |
| 136 | Port Lavaca | 53.7 | 44.7% | 20.3% | 10.2% | 10.5% | 14.5% |
| 137 | Andrews | 53.1 | 41.9% | 26.4% | 16.8% | 3.7% | 22.0% |
| 138 | Levelland | 51.7 | 44.8% | 29.5% | 15.5% | 4.6% | 17.5% |
| 139 | Lake Jackson | 51.6 | 45.6% | 15.9% | 11.7% | 8.0% | 19.5% |
| 140 | Amarillo | 50.9 | 47.4% | 25.8% | 15.8% | 3.4% | 19.9% |
| 141 | Copperas Cove | 50.5 | 42.2% | 23.6% | 11.4% | 7.6% | 17.6% |
| 142 | Conroe | 50.2 | 53.3% | 19.7% | 11.2% | 3.9% | 21.9% |
| 143 | Murphy | 49.9 | 85.9% | 3.6% | 3.0% | 4.2% | 19.4% |
| 144 | Georgetown | 49.2 | 56.4% | 14.8% | 8.0% | 4.9% | 22.7% |
| 145 | Royse City | 49.2 | 76.3% | 11.8% | 7.3% | 1.9% | 21.4% |
| 146 | Tomball | 48.8 | 59.9% | 24.0% | 9.2% | 3.3% | 18.7% |
| 147 | Dumas | 48.4 | 36.0% | 29.5% | 20.2% | 3.4% | 19.3% |
| 148 | San Angelo | 48.1 | 48.9% | 24.2% | 11.0% | 3.9% | 21.0% |
| 149 | Nederland | 48.0 | 50.5% | 21.7% | 8.3% | 4.7% | 21.7% |
| 150 | Bastrop | 47.8 | 47.0% | 17.1% | 7.2% | 7.2% | 21.2% |
| 151 | Anna | 47.7 | 59.2% | 11.9% | 7.8% | 4.1% | 23.9% |
| 152 | Lockhart | 47.2 | 50.8% | 27.0% | 13.0% | 2.3% | 20.2% |
| 153 | Euless | 46.9 | 46.1% | 16.1% | 7.8% | 5.5% | 24.7% |
| 154 | Alvin | 46.8 | 54.2% | 20.7% | 9.2% | 4.1% | 20.4% |
| 155 | Bedford | 46.6 | 56.2% | 16.2% | 7.3% | 4.8% | 21.5% |
| 156 | Austin | 46.4 | 47.7% | 16.5% | 12.0% | 4.7% | 22.2% |
| 157 | Burkburnett | 46.2 | 48.8% | 23.4% | 16.7% | 3.5% | 17.4% |
| 158 | Fresno | 46.1 | 51.4% | 12.5% | 8.6% | 3.7% | 26.7% |
| 159 | Manvel | 45.7 | 62.3% | 6.0% | 5.7% | 5.8% | 22.3% |
| 160 | Richardson | 45.7 | 50.2% | 14.4% | 9.7% | 5.0% | 22.7% |
| 161 | Kyle | 45.4 | 58.7% | 13.8% | 8.9% | 3.1% | 23.3% |
| 162 | Hurst | 45.1 | 52.4% | 19.9% | 10.6% | 2.8% | 22.6% |
| 163 | Addison | 44.4 | 49.3% | 13.3% | 7.6% | 2.8% | 29.0% |
| 164 | Henderson | 44.1 | 42.7% | 22.2% | 14.9% | 4.2% | 19.7% |
| 165 | Deer Park | 44.0 | 62.1% | 12.9% | 9.1% | 5.8% | 15.8% |
| 166 | Benbrook | 43.9 | 58.1% | 15.3% | 5.9% | 4.3% | 21.8% |
| 167 | Midland | 43.9 | 52.9% | 19.7% | 12.4% | 3.5% | 19.2% |
| 168 | Hereford | 43.8 | 37.8% | 25.2% | 15.7% | 4.1% | 20.1% |
| 169 | Canyon | 43.3 | 51.1% | 26.4% | 13.1% | 3.1% | 16.9% |
| 170 | Irving | 43.0 | 44.6% | 15.7% | 11.0% | 4.5% | 23.7% |
| 171 | New Braunfels | 42.9 | 51.8% | 16.2% | 7.4% | 4.2% | 23.1% |
| 172 | Kerrville | 42.2 | 47.5% | 23.6% | 11.5% | 2.9% | 21.0% |
| 173 | Boerne | 42.1 | 55.2% | 17.0% | 6.8% | 3.5% | 22.6% |
| 174 | Cleburne | 41.6 | 52.7% | 21.0% | 10.0% | 2.0% | 22.5% |
| 175 | Santa Fe | 40.6 | 40.1% | 19.6% | 10.4% | 8.5% | 15.0% |
| 176 | Portland | 40.2 | 51.8% | 16.6% | 9.0% | 3.2% | 22.6% |
| 177 | Ennis | 40.0 | 48.4% | 19.9% | 10.9% | 2.9% | 21.8% |
| 178 | Seabrook | 39.3 | 42.9% | 13.7% | 6.5% | 9.2% | 17.2% |
| 179 | Dickinson | 39.2 | 45.6% | 18.0% | 12.0% | 6.2% | 16.1% |
| 180 | Borger | 39.2 | 41.3% | 25.6% | 14.9% | 3.6% | 17.7% |
| 181 | Lewisville | 39.0 | 50.6% | 13.8% | 7.9% | 4.3% | 22.5% |
| 182 | Pleasanton | 38.1 | 37.0% | 28.9% | 12.6% | 3.0% | 20.4% |
| 183 | Canyon Lake | 37.7 | 61.7% | 16.1% | 7.3% | 4.0% | 16.4% |
| 184 | Saginaw | 37.2 | 52.7% | 13.0% | 5.6% | 4.6% | 21.9% |
| 185 | Taylor | 36.8 | 57.0% | 17.5% | 7.7% | 4.1% | 17.1% |
| 186 | West Odessa | 36.5 | 24.7% | 29.0% | 16.6% | 6.0% | 16.4% |
| 187 | Granbury | 35.4 | 46.3% | 22.2% | 6.9% | 2.7% | 22.6% |
| 188 | Harker Heights | 34.1 | 49.2% | 20.2% | 10.2% | 3.9% | 16.9% |
| 189 | Round Rock | 33.7 | 50.8% | 13.3% | 7.8% | 3.8% | 21.3% |
| 190 | Gatesville | 33.4 | 32.9% | 25.8% | 9.1% | 4.5% | 21.1% |
| 191 | Little Elm | 32.8 | 43.9% | 9.0% | 9.0% | 6.6% | 19.7% |
| 192 | Schertz | 32.5 | 45.7% | 13.5% | 5.2% | 6.2% | 19.9% |
| 193 | Port Neches | 32.3 | 33.7% | 16.5% | 13.1% | 7.4% | 16.1% |
| 194 | Live Oak | 30.8 | 39.4% | 13.2% | 5.5% | 4.9% | 24.6% |
| 195 | Fate | 30.4 | 52.1% | 5.3% | 3.6% | 5.4% | 22.6% |
| 196 | Universal City | 30.2 | 38.7% | 14.1% | 8.8% | 5.3% | 21.1% |
| 197 | Rowlett | 30.1 | 51.1% | 10.8% | 6.1% | 4.0% | 21.3% |
| 198 | Spring | 30.0 | 39.1% | 9.2% | 10.4% | 4.8% | 23.1% |
| 199 | Hewitt | 29.7 | 47.6% | 13.2% | 4.8% | 4.2% | 22.1% |
| 200 | Stafford | 29.7 | 36.0% | 15.8% | 8.0% | 5.8% | 20.8% |
| 201 | North Richland Hills | 29.6 | 50.4% | 13.4% | 7.2% | 3.2% | 21.0% |
| 202 | Robinson | 29.4 | 48.4% | 13.8% | 3.7% | 6.6% | 17.1% |
| 203 | Farmers Branch | 29.2 | 42.7% | 12.8% | 11.4% | 1.9% | 24.5% |
| 204 | Wylie | 29.0 | 51.7% | 8.5% | 5.6% | 4.0% | 22.0% |
| 205 | Grapevine | 28.9 | 45.3% | 13.9% | 6.7% | 4.7% | 20.1% |
| 206 | Pflugerville | 28.7 | 49.5% | 8.7% | 6.1% | 5.3% | 19.7% |
| 207 | Cibolo | 28.6 | 43.2% | 9.2% | 4.1% | 6.8% | 20.7% |
| 208 | Waxahachie | 28.3 | 42.3% | 16.5% | 7.9% | 3.0% | 22.6% |
| 209 | Mansfield | 28.3 | 55.7% | 9.3% | 5.8% | 3.9% | 19.4% |
| 210 | Burleson | 28.3 | 46.4% | 13.8% | 7.1% | 3.5% | 21.5% |
| 211 | Roanoke | 28.0 | 45.4% | 11.0% | 4.5% | 5.0% | 22.0% |
| 212 | Groves | 26.8 | 38.9% | 17.3% | 8.0% | 4.1% | 20.9% |
| 213 | Rockwall | 26.3 | 51.9% | 10.3% | 4.0% | 4.4% | 20.2% |
| 214 | Carrollton | 24.8 | 47.9% | 12.4% | 7.1% | 3.3% | 20.5% |
| 215 | Selma | 24.7 | 36.2% | 15.7% | 6.2% | 4.8% | 21.9% |
| 216 | Cedar Park | 23.4 | 52.0% | 10.7% | 5.9% | 4.5% | 17.1% |
| 217 | Friendswood | 23.1 | 56.2% | 12.3% | 3.6% | 4.4% | 16.0% |
| 218 | Allen | 21.9 | 53.9% | 9.3% | 6.1% | 3.7% | 17.7% |
| 219 | Midlothian | 21.8 | 49.5% | 11.0% | 5.2% | 3.9% | 19.1% |
| 220 | Scenic Oaks | 21.5 | 68.0% | 8.2% | 7.8% | 2.5% | 12.6% |
| 221 | Plano | 20.7 | 43.5% | 11.5% | 6.8% | 4.0% | 19.7% |
| 222 | Sugar Land | 20.4 | 51.6% | 10.0% | 5.5% | 4.1% | 17.2% |
| 223 | McKinney | 20.0 | 48.4% | 11.3% | 5.7% | 3.7% | 18.4% |
| 224 | Corinth | 19.8 | 62.2% | 7.6% | 3.5% | 1.9% | 18.8% |
| 225 | Princeton | 19.6 | 41.8% | 10.0% | 4.1% | 2.5% | 25.5% |
| 226 | Snyder | 19.5 | 29.5% | 23.2% | 12.4% | 1.3% | 21.4% |
| 227 | Melissa | 19.1 | 53.9% | 3.6% | 1.9% | 3.6% | 21.9% |
| 228 | Steiner Ranch | 19.0 | 64.9% | 11.3% | 2.4% | 3.7% | 12.3% |
| 229 | Celina | 19.0 | 62.4% | 5.2% | 4.7% | 2.8% | 16.7% |
| 230 | League City | 18.6 | 51.0% | 10.8% | 5.4% | 3.8% | 16.7% |
| 231 | Pearland | 18.2 | 50.9% | 10.2% | 4.1% | 3.3% | 18.8% |
| 232 | Sachse | 18.1 | 52.0% | 7.1% | 3.3% | 5.2% | 16.4% |
| 233 | The Woodlands | 18.0 | 46.9% | 11.7% | 5.6% | 4.9% | 15.5% |
| 234 | Elgin | 17.8 | 38.7% | 15.6% | 5.3% | 4.2% | 19.0% |
| 235 | Highland Village | 17.5 | 56.6% | 5.5% | 1.8% | 4.0% | 18.2% |
| 236 | The Colony | 16.8 | 39.4% | 9.1% | 6.7% | 4.1% | 20.5% |
| 237 | Hutto | 16.2 | 42.2% | 5.4% | 5.7% | 3.4% | 22.8% |
| 238 | Atascocita | 14.6 | 37.8% | 7.7% | 7.4% | 4.8% | 18.8% |
| 239 | Keller | 13.8 | 61.5% | 6.8% | 3.4% | 2.7% | 14.7% |
| 240 | Angleton | 12.5 | 39.5% | 18.3% | 10.4% | 1.7% | 15.8% |
| 241 | Crowley | 12.4 | 34.9% | 10.0% | 5.1% | 3.6% | 21.8% |
| 242 | Leander | 12.3 | 46.2% | 9.2% | 5.8% | 3.4% | 16.7% |
| 243 | Lakeway | 12.0 | 48.3% | 6.9% | 2.5% | 3.5% | 18.8% |
| 244 | Timberwood Park | 11.3 | 44.1% | 7.2% | 6.0% | 4.7% | 15.3% |
| 245 | Colleyville | 10.9 | 53.5% | 4.5% | 2.5% | 3.0% | 17.9% |
| 246 | Frisco | 10.6 | 45.1% | 7.6% | 3.6% | 4.6% | 16.1% |
| 247 | University Park | 9.6 | 48.2% | 6.6% | 4.7% | 3.6% | 15.7% |
| 248 | Pecan Grove | 9.4 | 52.4% | 8.4% | 5.9% | 2.7% | 13.7% |
| 249 | Prosper | 8.7 | 41.9% | 6.0% | 5.5% | 5.6% | 13.4% |
| 250 | Flower Mound | 8.3 | 45.7% | 6.0% | 4.3% | 3.4% | 16.6% |
| 251 | Bellaire | 7.9 | 51.9% | 7.7% | 2.4% | 3.7% | 13.1% |
| 252 | Cinco Ranch | 7.7 | 35.3% | 9.5% | 7.3% | 4.6% | 14.7% |
| 253 | Brushy Creek | 6.7 | 36.6% | 7.0% | 5.5% | 3.2% | 18.4% |
| 254 | Coppell | 5.2 | 39.6% | 7.2% | 5.4% | 2.6% | 16.6% |
| 255 | Buda | 4.2 | 27.4% | 9.5% | 6.0% | 3.4% | 18.0% |
| 256 | Southlake | 3.2 | 40.0% | 5.1% | 1.5% | 2.7% | 16.8% |
| 257 | Fair Oaks Ranch | 3.1 | 32.4% | 2.6% | 2.4% | 5.8% | 14.5% |
| 258 | Lantana | 2.6 | 32.4% | 2.6% | 0.6% | 2.9% | 20.8% |
| 259 | Fulshear | 1.9 | 45.4% | 3.5% | 1.6% | 2.8% | 12.5% |
| 260 | West University Place | 1.9 | 22.4% | 3.7% | 1.7% | 5.9% | 16.8% |
| 261 | Trophy Club | 1.4 | 43.8% | 6.0% | 2.1% | 2.0% | 11.9% |
| 262 | Lumberton | 1.0 | 31.3% | 10.9% | 3.7% | 2.5% | 11.9% |
| 263 | Heath | 0.8 | 0.0% | 5.7% | 2.0% | 7.5% | 19.0% |
| 264 | Rendon | 0.7 | 25.2% | 10.4% | 3.7% | 2.4% | 13.8% |
| 265 | Iowa Colony | 0.3 | 0.0% | 4.2% | 4.3% | 4.9% | 19.7% |
| 266 | Sienna | 0.2 | 8.4% | 2.8% | 1.5% | 3.9% | 19.1% |
Score = national percentile (100 = more strain than every other ranked U.S. city). See the national ranking, or personal loans in Texas.
Download the full dataset (CSV)
Methodology
The Cash Strain Index combines five measures of household financial pressure for every U.S. city with 10,000+ residents that has complete data (4,121 cities; college towns with a median age under 25 are excluded because student households distort income measures): the share of renters paying 30% or more of income on rent, the share of households earning under $35,000, the poverty rate, the unemployment rate, and median annual rent as a percentage of median household income. Each measure is standardized (z-score) across all ranked cities and the five are averaged with equal weight. The score shown is a percentile from 0 to 100, where 100 means more strain than every other ranked city. The national list ranks cities with 100,000+ residents; state lists rank every city with 10,000+ residents.
Data: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates (tables B25070, B19001, B17001, B23025, B25064, B19013). ACS estimates carry margins of error, so small differences between neighboring ranks are not meaningful.
Use this data
Journalists, researchers and bloggers may use these rankings and the CSV with credit and a link to this page (“Zebra Finance Cash Strain Index 2026”). Questions or a custom cut for your city: support@zebrafinance.com.