Loans in Cameron County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Cameron County, TX.
The median household in Cameron County earns $52,601 a year, 33% below the Texas median of $78,476. About 25% of residents live below the federal poverty line, and 34.8% of households rent their home. 11.7% of households have no home internet; our form works on any phone.
What you need for a payday loan in Cameron County
Most Cameron County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Cameron County
What Cameron County borrowers use it for
keep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Cameron County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Cameron County
Banks with branches in Cameron County
73 FDIC-insured bank branches from 19 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| International Bank of Commerce | 12 | 4520 East 14th Street, Brownsville 78520 |
| PNC Bank, National Association | 9 | 100 N Main St, La Feria 78559 |
| Wells Fargo Bank, National Association | 8 | 744 E Elizabeth St, Brownsville 78520 |
| First Community Bank | 7 | 1151 W Us Highway 77, San Benito 78586 |
| Lone Star National Bank | 6 | 3300 North Expressway 83, Brownsville 78521 |
| Texas Regional Bank | 5 | 6770 West Interstate 2, Harlingen 78552 |
| PlainsCapital Bank | 5 | 1010 S Expressway 83, Harlingen 78550 |
| JPMorgan Chase Bank, National Association | 3 | 1475 Ruben M. Torres Boulevard, Brownsville 78521 |
| Woodforest National Bank | 3 | 1126 W Business 77, San Benito 78586 |
| Bank of America, National Association | 2 | 222 E Van Buren Ave, Harlingen 78550 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Cameron County
18 credit-union locations from 9 credit unions.
| Credit union | Location |
|---|---|
| Brownsville City Employees | 1001 E Elizabeth St, Brownsville 78520 |
| Security Service | 1410 N Ed Carey Dr, Harlingen 78550 |
| Rally | 255 W Morrison Rd, Brownsville 78520 |
| Chevron | 48326 State Highway 48, Port Isabel 78578 |
| Security First | 2505 W Lincoln St, Harlingen 78552 |
| Rio Grande Valley Credit Union | 345 N Williams Rd, San Benito 78586 |
| Members First | 722 S Loop 499, Harlingen 78550 |
| Naft | 134 E Van Buren Ave Ste 102, Harlingen 78550 |
| Valley | 183 E Price Rd, Brownsville 78521 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Cameron County
Frequently asked questions
Are payday loans legal in Cameron County?
Cameron County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Cameron County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Cameron County?
Options include 73 bank and 18 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Cameron County?
Fill out our short online form from anywhere in Cameron County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Cameron County, TX?
You can apply at banks, credit unions and lenders in Cameron County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Cameron County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Cameron County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Cameron County?
Yes. When an unexpected bill comes up, Cameron County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Cameron County?
Yes. You don't need to visit a branch or storefront anywhere in Cameron County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.