Loans in Coke County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Coke County, TX.
The median household in Coke County earns $43,333 a year, 45% below the Texas median of $78,476. About 23% of residents live below the federal poverty line, and 28.9% of households rent their home.
What you need for a payday loan in Coke County
Lenders that serve Coke County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Coke County
What Coke County borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Coke County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Coke County
Banks with branches in Coke County
2 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The First National Bank of Sterling City | 1 | 102 West Main Street, Bronte 76933 |
| Robert Lee State Bank | 1 | 621 Austin St, Robert Lee 76945 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Coke County. The nearest counties with credit unions:
Credit unions in Nolan County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Sweetwater Regional | 1900 Preston Rd, Sweetwater 79556 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Mitchell County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Big Spring Education Employees | 2135 Hickory St, Colorado City 79512 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Coke County?
Coke County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Coke County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Coke County?
Options include 2 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Coke County?
Fill out our short online form from anywhere in Coke County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Coke County, TX?
You can apply at banks, credit unions and lenders in Coke County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Coke County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Coke County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Coke County?
Yes. When an unexpected bill comes up, Coke County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Coke County?
Yes. You don't need to visit a branch or storefront anywhere in Coke County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.