Loans in Donley County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Donley County, TX.
The median household in Donley County earns $58,750 a year, 25% below the Texas median of $78,476. About 8% of residents live below the federal poverty line, and 25.2% of households rent their home. 22.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Donley County
Most Donley County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Donley County
What Donley County borrowers use it for
keep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Donley County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Donley County
Banks with branches in Donley County
3 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Herring Bank | 1 | 105 Kearney St, Clarendon 79226 |
| The Donley County State Bank | 1 | 201 South Kearney St, Clarendon 79226 |
| Pilgrim Bank | 1 | 123 E 3rd St, Clarendon 79226 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Donley County. The nearest counties with credit unions:
Credit unions in Gray County
9 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Santa Fe | 1939 N Hobart St, Pampa 79065 |
| Acfcu | 900 N Hobart St, Pampa 79065 |
| Pantex | 807 N Sumner St, Pampa 79065 |
| Cabot Community | 1063 N Sumner St, Pampa 79065 |
| Pampa Teachers | 2500 Perryton Pkwy, Pampa 79065 |
| Pampa Municipal | 1021 N Somerville St, Pampa 79065 |
| Skel-Tex | 1125 N Hobart St, Pampa 79065 |
| Lefors | 117 E. 2Nd St, Lefors 79054 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Carson County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Skel-Tex | 404 Main St, Skellytown 79080 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Donley County?
Donley County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Donley County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Donley County?
Options include 3 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Donley County?
Fill out our short online form from anywhere in Donley County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Donley County?
Yes. You don't need to visit a branch or storefront anywhere in Donley County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Donley County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Donley County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Donley County?
Yes. When an unexpected bill comes up, Donley County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Donley County, TX?
You can apply at banks, credit unions and lenders in Donley County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.