Loans in Gregg County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Gregg County, TX.
The median household in Gregg County earns $66,550 a year, 15% below the Texas median of $78,476. About 16% of residents live below the federal poverty line, and 39.7% of households rent their home.
What you need for a payday loan in Gregg County
Here's what to have on hand before you start your payday loan request in Gregg County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Gregg County
What Gregg County borrowers use it for
deposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Gregg County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Gregg County
Banks with branches in Gregg County
54 FDIC-insured bank branches from 23 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Texas Bank and Trust Company | 7 | 300 E Whaley St, Longview 75601 |
| Austin Bank, Texas National Association | 7 | 1006 Stone Rd, Kilgore 75662 |
| VeraBank, National Association | 5 | 1101 S White Oak Rd, White Oak 75693 |
| Regions Bank | 3 | 2107 State Highway 42 N, Kilgore 75662 |
| Citizens Bank | 3 | 301 E Main St, Kilgore 75662 |
| The Huntington National Bank | 3 | 3120 H G Mosley Pkwy, Longview 75605 |
| First National Bank Texas | 3 | 4006 Estes Pkwy, Longview 75603 |
| Spring Hill State Bank | 2 | 3700 Gilmer Rd, Longview 75604 |
| JPMorgan Chase Bank, National Association | 2 | 2606 Judson Rd, Longview 75605 |
| PNC Bank, National Association | 2 | 1200 N Kilgore St, Kilgore 75662 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Gregg County
19 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Eastman | 3066 N Eastman Rd, Longview 75605 |
| Credit Union Of Texas | 910 N Kilgore St, Kilgore 75662 |
| Barksdale | 1507 Pine Tree Rd, Longview 75604 |
| East Texas Professional | 319 E Loop 281, Longview 75605 |
| Telco Plus | 423 Gilmer Rd, Longview 75604 |
| T & P Longview | 2320 N Eastman Rd, Longview 75605 |
| Sweetex | 4421 W Loop 281, Longview 75604 |
| Longview | 108 Carmon Ct, White Oak 75693 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Gregg County
Frequently asked questions
Are payday loans legal in Gregg County?
Gregg County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Gregg County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Gregg County?
Options include 54 bank and 19 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Gregg County?
Fill out our short online form from anywhere in Gregg County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Gregg County?
Yes. You don't need to visit a branch or storefront anywhere in Gregg County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Gregg County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Gregg County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Gregg County?
Yes. When an unexpected bill comes up, Gregg County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Gregg County, TX?
You can apply at banks, credit unions and lenders in Gregg County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.