Loans in Grimes County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Grimes County, TX.
The median household in Grimes County earns $69,803 a year, 11% below the Texas median of $78,476. About 15% of residents live below the federal poverty line, and 20.1% of households rent their home. 14.3% of households have no home internet; our form works on any phone.
What you need for a payday loan in Grimes County
Most Grimes County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Grimes County
What Grimes County borrowers use it for
gifts and travel without maxing a card
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Grimes County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Grimes County
Banks with branches in Grimes County
6 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The First National Bank of Anderson | 2 | 1071 Highway 90 S, Anderson 77830 |
| First State Bank of Bedias | 1 | 22201 Highway 90 N, Bedias 77831 |
| Prosperity Bank | 1 | 109 W Washington Ave, Navasota 77868 |
| PNC Bank, National Association | 1 | 603 E Washington Ave, Navasota 77868 |
| Citizens State Bank | 1 | 9109 Highway 90 S, Navasota 77868 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Grimes County. The nearest counties with credit unions:
Credit unions in Brazos County
8 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Greater Texas | 2127 E William Joel Bryan Pkwy, Bryan 77802 |
| Brazos Valley Schools | 2298 Longmire Dr, College Station 77845 |
| Brazos Star | 701 Harvey Rd, College Station 77840 |
| Thd District 17 | 215 E 15Th St, Bryan 77803 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Walker County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Community Service | 250 Fm 2821 Rd W, Huntsville 77320 |
| Walker County | 1802 Normal Park Dr, Huntsville 77340 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Grimes County?
Grimes County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Grimes County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Grimes County?
Options include 6 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Grimes County?
Fill out our short online form from anywhere in Grimes County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Grimes County?
Yes. You don't need to visit a branch or storefront anywhere in Grimes County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Grimes County, TX?
You can apply at banks, credit unions and lenders in Grimes County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Grimes County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Grimes County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Grimes County with bad credit?
Yes, many lenders in our network work with Grimes County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.