Loans in Harrison County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Harrison County, TX.
The median household in Harrison County earns $66,103 a year, 16% below the Texas median of $78,476. About 16% of residents live below the federal poverty line, and 23.1% of households rent their home. 12.6% of households have no home internet; our form works on any phone.
What you need for a payday loan in Harrison County
Most Harrison County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Harrison County
What Harrison County borrowers use it for
the fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Harrison County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Harrison County
Banks with branches in Harrison County
14 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| VeraBank, National Association | 2 | 601 Spur 156, Waskom 75692 |
| Community Bank | 2 | 101 Community Blvd, Longview 75605 |
| The First National Bank of Hughes Springs | 2 | 17045 State Highway 154, Harleton 75651 |
| JPMorgan Chase Bank, National Association | 1 | 112 W Austin St, Marshall 75670 |
| Glacier Bank | 1 | 500 W Main St, Hallsville 75650 |
| PNC Bank, National Association | 1 | 412 E Grand Ave, Marshall 75670 |
| Austin Bank, Texas National Association | 1 | 1210 E Pinecrest Dr, Marshall 75670 |
| Texas Bank and Trust Company | 1 | 715 E End Blvd S, Marshall 75670 |
| The Huntington National Bank | 1 | 1101 E Pinecrest Dr, Marshall 75670 |
| Woodforest National Bank | 1 | 1701 E End Blvd N, Marshall 75670 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Harrison County
8 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Eastman | 304 Central Avenue, Longview 75602 |
| Red River Employees | 1910 Karnack Hwy, Marshall 75672 |
| East Texas Professional | 305 S Alamo Blvd, Marshall 75670 |
| Marshall T & P Employees | 406 Greenwood Ave, Marshall 75670 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Harrison County
Frequently asked questions
Are payday loans legal in Harrison County?
Harrison County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Harrison County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Harrison County?
Options include 14 bank and 8 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Harrison County?
Fill out our short online form from anywhere in Harrison County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Harrison County, TX?
You can apply at banks, credit unions and lenders in Harrison County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Harrison County?
Yes. You don't need to visit a branch or storefront anywhere in Harrison County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Harrison County with bad credit?
Yes, many lenders in our network work with Harrison County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Harrison County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Harrison County residents can start any time, and it takes about 3 minutes.