Loans in Hood County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hood County, TX.
The median household in Hood County earns $88,160 a year, 12% above the Texas median of $78,476. About 8% of residents live below the federal poverty line, and 18.8% of households rent their home.
What you need for a payday loan in Hood County
Lenders that serve Hood County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Hood County
What Hood County borrowers use it for
handle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Hood County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Hood County
Banks with branches in Hood County
22 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The First National Bank of Granbury | 7 | 101 E Bridge St, Granbury 76048 |
| First Financial Bank | 3 | 2007 E Us Highway 377, Granbury 76049 |
| SouthState Bank, National Association | 2 | 3301 Fall Creek Hwy, Acton 76049 |
| The First National Bank of Lipan | 1 | 101 E Lipan Dr, Lipan 76462 |
| PNC Bank, National Association | 1 | 1807 E Us Highway 377, Granbury 76049 |
| First National Bank Texas | 1 | 735 E Highway 377, Granbury 76048 |
| PlainsCapital Bank | 1 | 1100 E Highway 377, Granbury 76048 |
| InterBank | 1 | 4530 E Us Highway 377, Granbury 76049 |
| JPMorgan Chase Bank, National Association | 1 | 1051 E Highway 377, Granbury 76048 |
| Prosperity Bank | 1 | 3900 E Us Highway 377, Granbury 76049 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hood County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Eecu | 3804 E Us Highway 377, Granbury 76049 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Hood County
Frequently asked questions
Are payday loans legal in Hood County?
Hood County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Hood County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Hood County?
Options include 22 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Hood County?
Fill out our short online form from anywhere in Hood County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Hood County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Hood County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Hood County?
Yes. When an unexpected bill comes up, Hood County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Hood County, TX?
You can apply at banks, credit unions and lenders in Hood County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Hood County with bad credit?
Yes, many lenders in our network work with Hood County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.