Loans in Hudspeth County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hudspeth County, TX.
The median household in Hudspeth County earns $48,600 a year, 38% below the Texas median of $78,476. About 17% of residents live below the federal poverty line, and 26.4% of households rent their home. 11.4% of households have no home internet; our form works on any phone.
What you need for a payday loan in Hudspeth County
Here's what to have on hand before you start your payday loan request in Hudspeth County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Hudspeth County
What Hudspeth County borrowers use it for
the fastest options online
Holiday expensesgifts and travel without maxing a card
Rent duecover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Hudspeth County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Hudspeth County
Banks with branches in Hudspeth County
1 FDIC-insured bank branches from 1 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Pecos County State Bank | 1 | Highway 80 And Fm 1111, Sierra Blanca 79851 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Hudspeth County. The nearest counties with credit unions:
Credit unions in El Paso County
69 credit-union locations from 11 credit unions.
| Credit union | Location |
|---|---|
| Nusenda | 4849 N Mesa St, El Paso 79912 |
| Firstlight | 9993 Kenworthy St, El Paso 79924 |
| Mountain Star | 2229 E Yandell Dr, El Paso 79903 |
| Navy Federal Credit Union | 1355 George Dieter Dr, El Paso 79936 |
| Security Service | 2301 E Missouri Ave, El Paso 79903 |
| Gecu | 7227 Viscount Blvd, El Paso 79925 |
| Chevron | 1404 N Lee Trevino Dr, El Paso 79936 |
| Raiz | 12020 Rojas Dr, El Paso 79936 |
| White Sands | 4545 Hondo Pass Dr, El Paso 79904 |
| Evolve | 8840 Gazelle Dr, El Paso 79925 |
| One Source | 8870 Gazelle Dr, El Paso 79925 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Reeves County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Westex Community | 268 Raul Florez Blvd, Pecos 79772 |
| Reeves County Teachers | 312 S Cedar St, Pecos 79772 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Hudspeth County?
Hudspeth County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Hudspeth County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Hudspeth County?
Options include 1 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Hudspeth County?
Fill out our short online form from anywhere in Hudspeth County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Hudspeth County, TX?
You can apply at banks, credit unions and lenders in Hudspeth County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Hudspeth County?
Yes. When an unexpected bill comes up, Hudspeth County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Hudspeth County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Hudspeth County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Hudspeth County with bad credit?
Yes, many lenders in our network work with Hudspeth County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.