Loans in Jasper County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Jasper County, TX.
The median household in Jasper County earns $56,723 a year, 28% below the Texas median of $78,476. About 21% of residents live below the federal poverty line, and 21.0% of households rent their home.
What you need for a payday loan in Jasper County
Most Jasper County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Jasper County
What Jasper County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Jasper County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Jasper County
Banks with branches in Jasper County
10 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Prosperity Bank | 3 | 296 State Highway 62, Buna 77612 |
| First State Bank of Livingston | 2 | 301 E Houston St, Jasper 75951 |
| PNC Bank, National Association | 2 | 660 S Wheeler St, Jasper 75951 |
| Sabine State Bank and Trust Company | 2 | 565 E Gibson St, Jasper 75951 |
| Southside Bank | 1 | 275 W Gibson St, Jasper 75951 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Jasper County
5 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Rave Financial | 465 E Gibson St, Jasper 75951 |
| Dugood | 1061 S Wheeler St, Jasper 75951 |
| Education First | 2014 S Wheeler St, Jasper 75951 |
| Eastex | 1508 S Margaret Ave, Kirbyville 75956 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Jasper County?
Jasper County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Jasper County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Jasper County?
Options include 10 bank and 5 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Jasper County?
Fill out our short online form from anywhere in Jasper County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Jasper County?
Yes. You don't need to visit a branch or storefront anywhere in Jasper County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Jasper County, TX?
You can apply at banks, credit unions and lenders in Jasper County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Jasper County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Jasper County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Jasper County?
Yes. When an unexpected bill comes up, Jasper County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.