Loans in Jim Wells County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Jim Wells County, TX.
The median household in Jim Wells County earns $51,896 a year, 34% below the Texas median of $78,476. About 25% of residents live below the federal poverty line, and 31.5% of households rent their home. 22.5% of households have no home internet; our form works on any phone.
What you need for a payday loan in Jim Wells County
Most Jim Wells County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Jim Wells County
What Jim Wells County borrowers use it for
gifts and travel without maxing a card
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Jim Wells County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Jim Wells County
Banks with branches in Jim Wells County
8 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Community Bank | 2 | 1600 E Main St, Alice 78332 |
| Wells Fargo Bank, National Association | 1 | 1128 E Main St, Alice 78332 |
| ValueBank Texas | 1 | 204 S Eugenia St, Orange Grove 78372 |
| Prosperity Bank | 1 | 1200 E Main St, Alice 78332 |
| First National Bank Texas | 1 | 2701 E Main St, Alice 78332 |
| Texas Champion Bank | 1 | 801 N Texas Blvd, Alice 78332 |
| International Bank of Commerce | 1 | 2001 E Main St, Alice 78332 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Jim Wells County
4 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Coastlife | 2310 E Main St, Alice 78332 |
| Gulf Coast | 1909 E Main St, Alice 78332 |
| Chemcel | 2740 East Main Street, Alice 78332 |
| Cowboy Country | 501 South Broadway, Premont 78375 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Jim Wells County
Frequently asked questions
Are payday loans legal in Jim Wells County?
Jim Wells County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Jim Wells County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Jim Wells County?
Options include 8 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Jim Wells County?
Fill out our short online form from anywhere in Jim Wells County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Jim Wells County?
Yes. You don't need to visit a branch or storefront anywhere in Jim Wells County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Jim Wells County, TX?
You can apply at banks, credit unions and lenders in Jim Wells County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Jim Wells County?
Yes. When an unexpected bill comes up, Jim Wells County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Jim Wells County with bad credit?
Yes, many lenders in our network work with Jim Wells County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.