Loans in Kendall County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Kendall County, TX.
The median household in Kendall County earns $114,962 a year, 46% above the Texas median of $78,476. About 5% of residents live below the federal poverty line, and 20.5% of households rent their home.
What you need for a payday loan in Kendall County
Here's what to have on hand before you start your payday loan request in Kendall County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Kendall County
What Kendall County borrowers use it for
cover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Kendall County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Kendall County
Banks with branches in Kendall County
17 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Liberty Capital Bank | 2 | 1208 S Main St, Boerne 78006 |
| Wells Fargo Bank, National Association | 2 | 520 7th Street, Comfort 78013 |
| Security State Bank & Trust | 2 | 607 N Main St, Boerne 78006 |
| The First National Bank of Sonora | 2 | 122 W Bandera Rd, Boerne 78006 |
| Bank of America, National Association | 1 | 115 W San Antonio Ave, Boerne 78006 |
| Frost Bank | 1 | 1300 S Main St, Boerne 78006 |
| Broadway National Bank | 1 | 1012 S Main St, Boerne 78006 |
| Woodforest National Bank | 1 | 1381 S Main St, Boerne 78006 |
| Jefferson Bank | 1 | 371 N Main St, Boerne 78006 |
| PNC Bank, National Association | 1 | 1410 S Main St, Boerne 78006 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Kendall County
4 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Pentagon | 29252 Frontage Road I-10 #114, Boerne 78006 |
| Randolph-Brooks | 1338 S Main St, Boerne 78006 |
| Security Service | 135 W Bandera Rd, Boerne 78006 |
| Alliance | 1440 S Main St, Boerne 78006 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Kendall County
Frequently asked questions
Are payday loans legal in Kendall County?
Kendall County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Kendall County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Kendall County?
Options include 17 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Kendall County?
Fill out our short online form from anywhere in Kendall County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Kendall County?
Yes. When an unexpected bill comes up, Kendall County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Kendall County, TX?
You can apply at banks, credit unions and lenders in Kendall County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Kendall County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Kendall County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Kendall County with bad credit?
Yes, many lenders in our network work with Kendall County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.