Loans in Kent County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Kent County, TX.
The median household in Kent County earns $72,889 a year, 7% below the Texas median of $78,476. About 10% of residents live below the federal poverty line, and 20.8% of households rent their home. 10.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in Kent County
Here's what to have on hand before you start your payday loan request in Kent County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Kent County
What Kent County borrowers use it for
gifts and travel without maxing a card
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Kent County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Kent County
Banks with branches in Kent County
1 FDIC-insured bank branches from 1 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of Texas | 1 | 102 North Donaho Avenue, Jayton 79528 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Kent County. The nearest counties with credit unions:
Credit unions in Scurry County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Scurry County School | 1903 40Th St, Snyder 79549 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Crosby County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Texas Plains | 522 W Main St, Crosbyton 79322 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Kent County?
Kent County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Kent County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Kent County?
Options include 1 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Kent County?
Fill out our short online form from anywhere in Kent County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Kent County?
Yes. You don't need to visit a branch or storefront anywhere in Kent County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Kent County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Kent County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Kent County with bad credit?
Yes, many lenders in our network work with Kent County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Kent County, TX?
You can apply at banks, credit unions and lenders in Kent County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.