Loans in Limestone County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Limestone County, TX.
The median household in Limestone County earns $60,573 a year, 23% below the Texas median of $78,476. About 17% of residents live below the federal poverty line, and 27.9% of households rent their home. 17.3% of households have no home internet; our form works on any phone.
What you need for a payday loan in Limestone County
Here's what to have on hand before you start your payday loan request in Limestone County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Limestone County
What Limestone County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Limestone County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Limestone County
Banks with branches in Limestone County
10 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Farmers State Bank | 3 | 121 S Ellis St, Groesbeck 76642 |
| Incommons Bank, N.A. | 2 | 301 E Commerce St, Mexia 76667 |
| The Huntington National Bank | 2 | 409 S Ellis St, Groesbeck 76642 |
| VeraBank, National Association | 1 | 101 N Mckinney St, Mexia 76667 |
| PNC Bank, National Association | 1 | 312 N Sherman St, Mexia 76667 |
| Woodforest National Bank | 1 | 1406 E Milam St, Mexia 76667 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Limestone County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Centex Citizens | 1404 E Milam St, Mexia 76667 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Limestone County?
Limestone County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Limestone County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Limestone County?
Options include 10 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Limestone County?
Fill out our short online form from anywhere in Limestone County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Limestone County?
Yes. When an unexpected bill comes up, Limestone County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Limestone County, TX?
You can apply at banks, credit unions and lenders in Limestone County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Limestone County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Limestone County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Limestone County?
Yes. You don't need to visit a branch or storefront anywhere in Limestone County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.