Loans in Medina County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Medina County, TX.
The median household in Medina County earns $78,074 a year, about the same as the Texas median of $78,476. About 10% of residents live below the federal poverty line, and 16.2% of households rent their home. 10.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Medina County
Lenders that serve Medina County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Medina County
What Medina County borrowers use it for
the fastest options online
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Medina County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Medina County
Banks with branches in Medina County
14 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Security State Bank | 5 | 200 State Highway 132 N, Devine 78016 |
| TXN Bank | 3 | 15996 S Front St, La Coste 78039 |
| Castroville State Bank | 2 | 502 Paris St, Castroville 78009 |
| American Momentum Bank | 1 | 100 E Hondo Ave, Devine 78016 |
| Vantage Bank Texas | 1 | 1401 19th St, Hondo 78861 |
| Broadway National Bank | 1 | 1006 Fiorella St, Castroville 78009 |
| Woodforest National Bank | 1 | 109 22nd St, Hondo 78861 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Medina County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Select | 2308 18Th St, Hondo 78861 |
| Security Service | 703 Us Highway 90 E, Castroville 78009 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Medina County
Frequently asked questions
Are payday loans legal in Medina County?
Medina County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Medina County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Medina County?
Options include 14 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Medina County?
Fill out our short online form from anywhere in Medina County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Medina County?
Yes. When an unexpected bill comes up, Medina County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Medina County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Medina County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Medina County?
Yes. You don't need to visit a branch or storefront anywhere in Medina County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Medina County with bad credit?
Yes, many lenders in our network work with Medina County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.