Loans in Moore County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Moore County, TX.
The median household in Moore County earns $61,762 a year, 21% below the Texas median of $78,476. About 18% of residents live below the federal poverty line, and 37.5% of households rent their home. 12.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in Moore County
Most Moore County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Moore County
What Moore County borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Moore County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Moore County
Banks with branches in Moore County
6 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Centennial Bank | 2 | 800 S Dumas Ave, Dumas 79029 |
| First State Bank | 1 | 500 E 1st St, Dumas 79029 |
| Dalhart Federal Savings & Loan Association, SSB | 1 | 202 E 7th St, Dumas 79029 |
| First National Bank Texas | 1 | 2003 S Dumas Ave, Dumas 79029 |
| Panhandle First Bank | 1 | 1201 E 1st St, Dumas 79029 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Moore County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Texan Sky | 515 S Bliss Ave, Dumas 79029 |
| Moore County Schools | 1114 E 1St St, Dumas 79029 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Moore County
Frequently asked questions
Are payday loans legal in Moore County?
Moore County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Moore County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Moore County?
Options include 6 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Moore County?
Fill out our short online form from anywhere in Moore County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Moore County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Moore County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Moore County?
Yes. When an unexpected bill comes up, Moore County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Moore County with bad credit?
Yes, many lenders in our network work with Moore County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Moore County?
Yes. You don't need to visit a branch or storefront anywhere in Moore County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.