Loans in Navarro County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Navarro County, TX.
The median household in Navarro County earns $63,111 a year, 20% below the Texas median of $78,476. About 17% of residents live below the federal poverty line, and 30.6% of households rent their home. 13.5% of households have no home internet; our form works on any phone.
What you need for a payday loan in Navarro County
Here's what to have on hand before you start your payday loan request in Navarro County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Navarro County
What Navarro County borrowers use it for
cover a short gap before payday
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Navarro County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Navarro County
Banks with branches in Navarro County
15 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Prosperity Bank | 3 | 1101 Nw 2nd St, Kerens 75144 |
| Community National Bank & Trust of Texas | 3 | 321 N 15th St, Corsicana 75110 |
| VeraBank, National Association | 2 | 100 N Main St, Corsicana 75110 |
| The Huntington National Bank | 1 | 109 N Main Street, Dawson 76639 |
| Harmony Bank | 1 | 100 North Mckinney Street, Rice 75155 |
| Producer Bank of Texas | 1 | 100 Carr St, Powell 75153 |
| City National Bank | 1 | 1465 W 2nd Ave, Corsicana 75110 |
| Woodforest National Bank | 1 | 3801 W State Highway 31, Corsicana 75110 |
| First State Bank | 1 | 1600 W 2nd Ave, Corsicana 75110 |
| JPMorgan Chase Bank, National Association | 1 | 3910 W State Highway 31 West, Corsicano 75110 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Navarro County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Centex Citizens | 3501 West 7Th Avenue, Corsicana 75110 |
| Central Texas Teachers | 523 N 13Th St, Corsicana 75110 |
| Navarro | 317 W 3Rd Ave Bldg B, Corsicana 75110 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Navarro County
Frequently asked questions
Are payday loans legal in Navarro County?
Navarro County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Navarro County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Navarro County?
Options include 15 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Navarro County?
Fill out our short online form from anywhere in Navarro County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Navarro County?
Yes. When an unexpected bill comes up, Navarro County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Navarro County with bad credit?
Yes, many lenders in our network work with Navarro County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Navarro County?
Yes. You don't need to visit a branch or storefront anywhere in Navarro County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Navarro County, TX?
You can apply at banks, credit unions and lenders in Navarro County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.