Loans in Parmer County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Parmer County, TX.
The median household in Parmer County earns $69,735 a year, 11% below the Texas median of $78,476. About 10% of residents live below the federal poverty line, and 27.9% of households rent their home.
What you need for a payday loan in Parmer County
Lenders that serve Parmer County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Parmer County
What Parmer County borrowers use it for
deposits, trucks and first-week expenses
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Parmer County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Parmer County
Banks with branches in Parmer County
5 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Security State Bank | 1 | 100 5th St, Farwell 79325 |
| InterBank | 1 | 11th Street At Cleveland, Friona 79035 |
| Centennial Bank | 1 | 101 N. 3rd Street, Bovina 79009 |
| UMB Bank, National Association | 1 | 801 Avenue A, Farwell 79325 |
| First National Bank of Hereford | 1 | 710 W 11th St, Friona 79035 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Parmer County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Friona Texas | 801 Austin Ave, Friona 79035 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Parmer County?
Parmer County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Parmer County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Parmer County?
Options include 5 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Parmer County?
Fill out our short online form from anywhere in Parmer County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Parmer County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Parmer County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Parmer County?
Yes. You don't need to visit a branch or storefront anywhere in Parmer County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Parmer County, TX?
You can apply at banks, credit unions and lenders in Parmer County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Parmer County with bad credit?
Yes, many lenders in our network work with Parmer County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.