Loans in Presidio County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Presidio County, TX.
The median household in Presidio County earns $43,802 a year, 44% below the Texas median of $78,476. About 32% of residents live below the federal poverty line, and 22.7% of households rent their home. 16.9% of households have no home internet; our form works on any phone.
What you need for a payday loan in Presidio County
Here's what to have on hand before you start your payday loan request in Presidio County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Presidio County
What Presidio County borrowers use it for
cover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Presidio County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Presidio County
Banks with branches in Presidio County
3 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Big Bend Banks, N.A. | 2 | 301 South Highland Avenue, Marfa 79843 |
| Maverick Bank | 1 | 206 E Oreilly St, Presidio 79845 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Presidio County. The nearest counties with credit unions:
Credit unions in Brewster County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Westex Community | 608 W Avenue E, Alpine 79830 |
| Alpine Community | 111 N 2Nd St, Alpine 79830 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Reeves County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Westex Community | 268 Raul Florez Blvd, Pecos 79772 |
| Reeves County Teachers | 312 S Cedar St, Pecos 79772 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Presidio County?
Presidio County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Presidio County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Presidio County?
Options include 3 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Presidio County?
Fill out our short online form from anywhere in Presidio County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Presidio County?
Yes. You don't need to visit a branch or storefront anywhere in Presidio County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Presidio County with bad credit?
Yes, many lenders in our network work with Presidio County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Presidio County, TX?
You can apply at banks, credit unions and lenders in Presidio County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Presidio County?
Yes. When an unexpected bill comes up, Presidio County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.