Loans in Randall County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Randall County, TX.
The median household in Randall County earns $83,864 a year, 7% above the Texas median of $78,476. About 10% of residents live below the federal poverty line, and 32.1% of households rent their home.
What you need for a payday loan in Randall County
Here's what to have on hand before you start your payday loan request in Randall County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Randall County
What Randall County borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Randall County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Randall County
Banks with branches in Randall County
32 FDIC-insured bank branches from 15 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Centennial Bank | 6 | 1908 4th Ave, Canyon 79015 |
| Amarillo National Bank | 5 | 4501 Bell St, Amarillo 79109 |
| FirstBank Southwest | 4 | 4241 Sw 45th Ave, Amarillo 79109 |
| Wells Fargo Bank, National Association | 3 | 2111 4th Ave, Canyon 79015 |
| First United Bank | 3 | One First United Bank Parkway, Amarillo 79119 |
| Prosperity Bank | 2 | 7100 Hillside Rd, Amarillo 79109 |
| Citizens Bank | 1 | 4117 S Georgia St, Amarillo 79110 |
| Bank of America, National Association | 1 | 3440 Bell St, Amarillo 79109 |
| Woodforest National Bank | 1 | 4610 S Coulter St, Amarillo 79119 |
| First National Bank Texas | 1 | 4215 Canyon Dr, Amarillo 79110 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Randall County
13 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Santa Fe | 7600 Hillside Rd, Amarillo 79119 |
| Texas Plains | 5991 S Georgia St, Amarillo 79118 |
| Alliance | 9404 Hillside Rd, Amarillo 79119 |
| Education | 6201 Hillside Rd, Amarillo 79109 |
| Acfcu | 6030 S Western St, Amarillo 79110 |
| The People'S | 7200 Hillside Rd, Amarillo 79109 |
| Access Community | 6401 Bell St, Amarillo 79109 |
| City | 8100 S Soncy Rd, Amarillo 79119 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Randall County
Frequently asked questions
Are payday loans legal in Randall County?
Randall County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Randall County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Randall County?
Options include 32 bank and 13 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Randall County?
Fill out our short online form from anywhere in Randall County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Randall County?
Yes. You don't need to visit a branch or storefront anywhere in Randall County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Randall County?
Yes. When an unexpected bill comes up, Randall County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Randall County, TX?
You can apply at banks, credit unions and lenders in Randall County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Randall County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Randall County residents can start any time, and it takes about 3 minutes.