Loans in San Augustine County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for San Augustine County, TX.
The median household in San Augustine County earns $50,408 a year, 36% below the Texas median of $78,476. About 27% of residents live below the federal poverty line, and 24.9% of households rent their home. 17.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in San Augustine County
Most San Augustine County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in San Augustine County
What San Augustine County borrowers use it for
gifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in San Augustine County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in San Augustine County
Banks with branches in San Augustine County
4 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| PNC Bank, National Association | 1 | 123 S Harrison St, San Augustine 75972 |
| Commercial Bank of Texas, National Association | 1 | 102 W Columbia St, San Augustine 75972 |
| Southside Bank | 1 | 421 S El Camino Xing, San Augustine 75972 |
| Shelby Savings Bank, SSB | 1 | 710 W Columbia St, San Augustine 75972 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside San Augustine County. The nearest counties with credit unions:
Credit unions in Sabine County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Doches | 2120 Worth St, Hemphill 75948 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Angelina County
9 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| East Texas Professional | 406 College Dr, Lufkin 75904 |
| Genco | 1402 S John Redditt Dr, Lufkin 75904 |
| Southland | 2601 S John Redditt Dr, Lufkin 75904 |
| Lufkin | 204 Gobblers Knob Rd, Lufkin 75904 |
| Aspire | 900 Pershing Ave, Lufkin 75904 |
| Angelina County Teachers | 402 S Medford Dr, Lufkin 75901 |
| Temple-Inland | 109 N Temple Dr, Diboll 75941 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in San Augustine County?
San Augustine County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in San Augustine County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in San Augustine County?
Options include 4 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in San Augustine County?
Fill out our short online form from anywhere in San Augustine County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in San Augustine County?
Yes. You don't need to visit a branch or storefront anywhere in San Augustine County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in San Augustine County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. San Augustine County residents can start any time, and it takes about 3 minutes.
Can I get a loan in San Augustine County with bad credit?
Yes, many lenders in our network work with San Augustine County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in San Augustine County, TX?
You can apply at banks, credit unions and lenders in San Augustine County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.