Loans in Scurry County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Scurry County, TX.
The median household in Scurry County earns $60,039 a year, 23% below the Texas median of $78,476. About 12% of residents live below the federal poverty line, and 23.2% of households rent their home. 13.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in Scurry County
Lenders that serve Scurry County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Scurry County
What Scurry County borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Scurry County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Scurry County
Banks with branches in Scurry County
5 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| b1BANK | 1 | 1715 25th St, Snyder 79549 |
| West Texas State Bank | 1 | 5009 College Ave, Snyder 79549 |
| Prosperity Bank | 1 | 3610 College Ave, Snyder 79549 |
| UMB Bank, National Association | 1 | 4500 College Ave, Snyder 79549 |
| Maverick Bank | 1 | 3011 College Avenue, Snyder 79549 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Scurry County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Scurry County School | 1903 40Th St, Snyder 79549 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Scurry County
Frequently asked questions
Are payday loans legal in Scurry County?
Scurry County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Scurry County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Scurry County?
Options include 5 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Scurry County?
Fill out our short online form from anywhere in Scurry County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Scurry County?
Yes. You don't need to visit a branch or storefront anywhere in Scurry County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Scurry County, TX?
You can apply at banks, credit unions and lenders in Scurry County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Scurry County?
Yes. When an unexpected bill comes up, Scurry County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Scurry County with bad credit?
Yes, many lenders in our network work with Scurry County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.