Loans in Taylor County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Taylor County, TX.
The median household in Taylor County earns $67,139 a year, 14% below the Texas median of $78,476. About 15% of residents live below the federal poverty line, and 39.5% of households rent their home.
What you need for a payday loan in Taylor County
Most Taylor County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Taylor County
What Taylor County borrowers use it for
deposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Taylor County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Taylor County
Banks with branches in Taylor County
39 FDIC-insured bank branches from 16 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Financial Bank | 14 | 400 Pine St, Abilene 79601 |
| Prosperity Bank | 7 | 111 Edwards, Merkel 79536 |
| First National Bank and Trust Company of Weatherford | 3 | 1849 S 1st St, Abilene 79602 |
| Victory Bank | 2 | 502 Vine St, Buffalo Gap 79508 |
| Coleman County State Bank | 2 | 4609 Southwest Dr, Abilene 79606 |
| Avana Bank | 1 | 2118 S Treadaway Blvd, Abilene 79602 |
| The City National Bank of Colorado City | 1 | 4201 S Treadaway Blvd, Abilene 79602 |
| Texas National Bank | 1 | 533 Garza Ave, Tuscola 79562 |
| Bank of America, National Association | 1 | 2200 S 27th St, Abilene 79605 |
| Western Bank | 1 | 2550 Buffalo Gap Rd, Abilene 79605 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Taylor County
16 credit-union locations from 9 credit unions.
| Credit union | Location |
|---|---|
| Abilene Teachers | 2801 N 6Th St, Abilene 79603 |
| Texas Tech | 4001 Catclaw Dr, Abilene 79606 |
| Communities Of Abilene | 3661 N 6Th St, Abilene 79603 |
| Citizens | 4702 S 14Th St, Abilene 79605 |
| First Watch | 1118 Pine St, Abilene 79601 |
| Txdot | 4174 Old Anson Rd, Abilene 79601 |
| First Priority | 3165 S 27Th St, Abilene 79605 |
| Sweetwater Regional | 4173 Old Anson Rd, Abilene 79601 |
| E M O T | 471 Cypress St, Abilene 79601 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Taylor County
Frequently asked questions
Are payday loans legal in Taylor County?
Taylor County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Taylor County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Taylor County?
Options include 39 bank and 16 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Taylor County?
Fill out our short online form from anywhere in Taylor County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Taylor County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Taylor County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Taylor County with bad credit?
Yes, many lenders in our network work with Taylor County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Taylor County?
Yes. When an unexpected bill comes up, Taylor County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Taylor County?
Yes. You don't need to visit a branch or storefront anywhere in Taylor County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.