Loans in Tom Green County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Tom Green County, TX.
The median household in Tom Green County earns $68,370 a year, 13% below the Texas median of $78,476. About 11% of residents live below the federal poverty line, and 34.9% of households rent their home.
What you need for a payday loan in Tom Green County
Lenders that serve Tom Green County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Tom Green County
What Tom Green County borrowers use it for
cover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Tom Green County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Tom Green County
Banks with branches in Tom Green County
30 FDIC-insured bank branches from 16 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Texas State Bank | 4 | 2201 Sherwood Way, San Angelo 76901 |
| Wells Fargo Bank, National Association | 3 | 36 W Beauregard Ave, San Angelo 76903 |
| First Financial Bank | 3 | 301 W Beauregard Ave, San Angelo 76903 |
| Pinnacle Bank | 3 | 502 S Koenigheim St, San Angelo 76903 |
| First National Bank Texas | 2 | 5501 Sherwood Way, San Angelo 76904 |
| The First National Bank of Mertzon | 2 | 230 W Twohig Ave, San Angelo 76903 |
| The First National Bank of Sonora | 2 | 5710 Sherwood Way, San Angelo 76901 |
| The Bank and Trust, S.S.B. | 2 | 1460 Knickerbocker Rd, San Angelo 76904 |
| Prosperity Bank | 2 | 4109 College Hills Blvd, San Angelo 76904 |
| First State Bank | 1 | 402 Smith Blvd, San Angelo 76905 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Tom Green County
19 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| San Angelo | 235 W 1St St, San Angelo 76903 |
| Texas Trust | 337 W Twohig Ave, San Angelo 76903 |
| 1St Community | 3505 Wildewood Dr, San Angelo 76904 |
| Concho Educators | 1967 W Beauregard Ave, San Angelo 76901 |
| Trans Texas Southwest | 3401 Loop 306, San Angelo 76904 |
| Concho Valley | 1002 S Abe St, San Angelo 76903 |
| Goodyear San Angelo | 11570 N Us Highway 277, San Angelo 76905 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Tom Green County
Frequently asked questions
Are payday loans legal in Tom Green County?
Tom Green County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Tom Green County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Tom Green County?
Options include 30 bank and 19 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Tom Green County?
Fill out our short online form from anywhere in Tom Green County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Tom Green County, TX?
You can apply at banks, credit unions and lenders in Tom Green County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Tom Green County?
Yes. You don't need to visit a branch or storefront anywhere in Tom Green County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Tom Green County?
Yes. When an unexpected bill comes up, Tom Green County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Tom Green County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Tom Green County residents can start any time, and it takes about 3 minutes.