Loans in Washington County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Washington County, TX.
The median household in Washington County earns $77,825 a year, about the same as the Texas median of $78,476. About 13% of residents live below the federal poverty line, and 30.2% of households rent their home. 11.1% of households have no home internet; our form works on any phone.
What you need for a payday loan in Washington County
Lenders that serve Washington County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Washington County
What Washington County borrowers use it for
cover a short gap before payday
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Washington County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Washington County
Banks with branches in Washington County
13 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Brenham National Bank | 2 | 2211 S Day St, Brenham 77833 |
| Citizens State Bank | 2 | 515 N Main St, Burton 77835 |
| The Huntington National Bank | 2 | 501 S Austin St, Brenham 77833 |
| JPMorgan Chase Bank, National Association | 1 | 303 N Market St, Brenham 77833 |
| Wells Fargo Bank, National Association | 1 | 2450 Becker Dr, Brenham 77833 |
| PNC Bank, National Association | 1 | 2000 S Market St, Brenham 77833 |
| Woodforest National Bank | 1 | 203 Us 290 West, Brenham 77833 |
| Global One Bank | 1 | 5060 Main St, Chappell Hill 77426 |
| VeraBank, National Association | 1 | 2690 Becker Drive, Brenham 77833 |
| Citizens National Bank | 1 | 317 S Austin St, Brenham 77833 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Washington County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Brazos Valley Schools | 2455 Stringer St, Brenham 77833 |
| Germania | 507 Highway 290 E, Brenham 77833 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Washington County
Frequently asked questions
Are payday loans legal in Washington County?
Washington County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Washington County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Washington County?
Options include 13 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Washington County?
Fill out our short online form from anywhere in Washington County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Washington County with bad credit?
Yes, many lenders in our network work with Washington County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Washington County?
Yes. When an unexpected bill comes up, Washington County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Washington County?
Yes. You don't need to visit a branch or storefront anywhere in Washington County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Washington County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Washington County residents can start any time, and it takes about 3 minutes.